Caldwell County Property Taxes
Caldwell County, North Carolina
Effective Tax Rate
0.00%
22.4% below state avgMedian Annual Tax
$0
$93/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.64%
At a Glance
Median Home Value
$174,000
State avg ▼ $214,164
Tax w/ Mortgage/yr
$1,268
$106/mo escrow
Tax w/o Mortgage/yr
$920
$77/mo
State Tax Rate Rank
#41
of 100 counties (1 = lowest)
Data Story
About Property Taxes in Caldwell County, North Carolina
Caldwell's rate sits well below national median
Caldwell County's effective tax rate of 0.639% is comfortably below the national median of 1.09%, ranking it in the lower-tax tier of U.S. counties. The modest median property tax of $1,112 makes Caldwell an affordable option for property owners.
Below average for North Carolina
At 0.639%, Caldwell's rate is about 9% lower than North Carolina's 0.701% state average, giving residents a tax advantage over most of the state. Caldwell ranks in the lower-tax half of all North Carolina counties.
Lower than nearby mountain counties
Caldwell's 0.639% rate is notably lower than Burke County (0.699%) to the south and Buncombe County (0.601%) to the southwest. The county offers one of the more affordable tax environments in the western foothills region.
Low taxes on modest home values
With a median home value of $174,000 and a rate of 0.639%, Caldwell homeowners typically pay around $1,112 in annual property tax. For those with mortgages, escrow payments generally total roughly $1,268 per year.
Even low assessments may benefit from appeals
Though Caldwell has lower property values overall, individual assessments can still be inaccurate and worth challenging. Homeowners who believe their assessed value exceeds what similar homes recently sold for should consider filing an appeal.
How Caldwell County Compares
Median Annual Property Tax
Caldwell County
0.64%
Effective rate
North Carolina Avg
0.67%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Caldwell County, North Carolina?
How much are property taxes in Caldwell County?
How does Caldwell County compare to the North Carolina average?
What is the median home value in Caldwell County, North Carolina?
Is Caldwell County a low property tax area in North Carolina?
How does Caldwell County rank for property taxes in North Carolina?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in North Carolina
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.