Stephens County Property Taxes
Stephens County, Georgia
Effective Tax Rate
0.00%
8.7% below state avgMedian Annual Tax
$0
$116/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.83%
At a Glance
Median Home Value
$168,200
State avg ▼ $180,827
Tax w/ Mortgage/yr
$1,482
$124/mo escrow
Tax w/o Mortgage/yr
$1,206
$101/mo
State Tax Rate Rank
#56
of 159 counties (1 = lowest)
Similar tax rates
Data Story
About Property Taxes in Stephens County, Georgia
Stephens offers favorable national positioning
Stephens County's effective tax rate of 0.830% sits comfortably below the national median of 0.92%, placing the county in the lower half of U.S. counties by tax burden. The median property tax of $1,396 runs 48% below the national median of $2,690, supported by a median home value of $168,200—substantially lower than the national $281,900.
Among Georgia's lowest-tax counties
Stephens County's effective rate of 0.830% ranks well below Georgia's state average of 0.898%, placing it in the bottom tier of the state's tax burden. Its median tax of $1,396 also undercuts the state median of $1,529, offering residents a tax advantage within Georgia.
Second-best rate in the region
Only Rockdale County (0.718%) beats Stephens' effective rate of 0.830% among regional peers, with Richmond (0.882%), Schley (0.887%), and Spalding (0.965%) all charging more. Stephens delivers one of the region's better tax values.
Median bill stays under $1,400 yearly
A typical Stephens County homeowner with the county's median property value of $168,200 pays roughly $1,396 in annual property taxes. With mortgage assessments included, that rises to approximately $1,482 per year.
Low rate makes verification still worthwhile
Even in lower-tax counties like Stephens, individual properties can be overassessed if recent improvements were miscoded or comparable sales were overlooked. A free assessment review from Stephens County's assessor ensures you're not overpaying despite the county's generally favorable rate.
Tax Rate Details
Understanding Millage Rates in Stephens County
In Georgia, property taxes are expressed as a millage rate (also called a mill rate). One mill equals $1 of tax for every $1,000 of assessed property value. Your total property tax bill is determined by adding together the millage rates set by the county, city or municipality, school district, and any special districts.
In Georgia, property is assessed at 40% of fair market value. The millage rate is applied to this assessed value, so a home worth $300,000 has an assessed value of $120,000 for tax purposes. Georgia counties, cities, and school districts each set their own millage rates.
Stephens County has an effective property tax rate of 0.83%, resulting in a median annual tax bill of $1,396. Use the calculator above to estimate your property tax based on Stephens County's current rate, or contact the Stephens County tax assessor's office for the exact millage rate breakdown for your property.
How Stephens County Compares
Median Annual Property Tax
Stephens County
0.83%
Effective rate
Georgia Avg
0.85%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Stephens County, Georgia?
What is the millage rate in Stephens County, Georgia?
How much are property taxes in Stephens County?
How does Stephens County compare to the Georgia average?
What is the median home value in Stephens County, Georgia?
Is Stephens County a low property tax area in Georgia?
How does Stephens County rank for property taxes in Georgia?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Georgia
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.