Grady County Property Taxes
Grady County, Georgia
Effective Tax Rate
0.00%
12.6% below state avgMedian Annual Tax
$0
$111/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.98%
At a Glance
Median Home Value
$136,500
State avg ▼ $180,827
Tax w/ Mortgage/yr
$1,492
$124/mo escrow
Tax w/o Mortgage/yr
$1,212
$101/mo
State Tax Rate Rank
#112
of 159 counties (1 = lowest)
Data Story
About Property Taxes in Grady County, Georgia
Grady's tax rate sits above national average
At 0.980%, Grady County's effective property tax rate exceeds the national median of 0.720%, placing it in the higher tier nationally. The median property tax here is $1,337 annually, well below the national median of $2,690, thanks to a median home value of $136,500 versus the national median of $281,900.
Slightly above average for Georgia
Grady County's 0.980% effective rate ranks above Georgia's state average of 0.898%, making it one of the higher-taxed counties in the state. The median tax of $1,337 is below the state median of $1,529, reflecting the county's lower home values.
More expensive than surrounding counties
Grady's 0.980% rate is higher than neighboring Habersham County (0.627%) and Hancock County (0.994%), positioning it in the middle of the regional range. Local homeowners pay roughly average property taxes compared to nearby rural counties, with similar median home values in the $130,000–$210,000 range.
Grady homeowners pay roughly $1,337 annually
The median home valued at $136,500 generates an estimated annual property tax of $1,337, or about $112 per month. With a mortgage, that obligation rises to $1,492 annually as mortgage escrow accounts often collect taxes upfront.
You may be paying more than necessary
Research shows many Georgia homeowners are overassessed, meaning their homes are valued higher than fair market value for tax purposes. Consider appealing your assessment with the county tax assessor—a successful challenge could lower your annual bill by hundreds of dollars.
Tax Rate Details
Understanding Millage Rates in Grady County
In Georgia, property taxes are expressed as a millage rate (also called a mill rate). One mill equals $1 of tax for every $1,000 of assessed property value. Your total property tax bill is determined by adding together the millage rates set by the county, city or municipality, school district, and any special districts.
In Georgia, property is assessed at 40% of fair market value. The millage rate is applied to this assessed value, so a home worth $300,000 has an assessed value of $120,000 for tax purposes. Georgia counties, cities, and school districts each set their own millage rates.
Grady County has an effective property tax rate of 0.98%, resulting in a median annual tax bill of $1,337. Use the calculator above to estimate your property tax based on Grady County's current rate, or contact the Grady County tax assessor's office for the exact millage rate breakdown for your property.
How Grady County Compares
Median Annual Property Tax
Grady County
0.98%
Effective rate
Georgia Avg
0.85%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Grady County, Georgia?
What is the millage rate in Grady County, Georgia?
How much are property taxes in Grady County?
How does Grady County compare to the Georgia average?
What is the median home value in Grady County, Georgia?
Why is Grady County property tax rate higher than the Georgia average?
How does Grady County rank for property taxes in Georgia?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Georgia
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.