Clay County Property Taxes
Clay County, Georgia
Effective Tax Rate
0.00%
36.8% below state avgMedian Annual Tax
$0
$81/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
1.04%
At a Glance
Median Home Value
$92,500
State avg ▼ $180,827
Tax w/ Mortgage/yr
$1,484
$124/mo escrow
Tax w/o Mortgage/yr
$595
$50/mo
State Tax Rate Rank
#130
of 159 counties (1 = lowest)
Similar tax rates
Data Story
About Property Taxes in Clay County, Georgia
Clay County's rates are among highest
Clay County's effective tax rate of 1.044% ranks in the 69th percentile nationally, well above the national median of 0.84%. Despite median homes valued at only $92,500, the median tax bill of $966 reflects one of the state's most aggressive tax rates on rural property.
Well above Georgia average
At 1.044%, Clay County's effective rate notably exceeds Georgia's state average of 0.898%, placing it among the state's highest tax counties. The median property tax of $966 remains below the state median of $1,529, primarily because homes here are valued much lower than statewide averages.
Highest rate among rural peers
Clay County's 1.044% rate significantly outpaces neighbors like Chattooga County (0.855%) and even edges past Chattahoochee County (0.990%). For rural residents with modest home values, Clay's aggressive tax rate places a heavier burden than comparable counties in the region.
Under $1,000 for typical homes
A Clay County homeowner with the median property value of $92,500 pays approximately $966 annually in property taxes. With mortgage-related costs factored in, the estimated annual burden reaches around $1,484.
High rate demands assessment review
Clay County's above-average tax rate makes it especially important to verify your property valuation is accurate. Filing an assessment appeal is crucial if your home has declined in value or if comparable local sales suggest your assessed value is too high.
Tax Rate Details
Understanding Millage Rates in Clay County
In Georgia, property taxes are expressed as a millage rate (also called a mill rate). One mill equals $1 of tax for every $1,000 of assessed property value. Your total property tax bill is determined by adding together the millage rates set by the county, city or municipality, school district, and any special districts.
In Georgia, property is assessed at 40% of fair market value. The millage rate is applied to this assessed value, so a home worth $300,000 has an assessed value of $120,000 for tax purposes. Georgia counties, cities, and school districts each set their own millage rates.
Clay County has an effective property tax rate of 1.04%, resulting in a median annual tax bill of $966. Use the calculator above to estimate your property tax based on Clay County's current rate, or contact the Clay County tax assessor's office for the exact millage rate breakdown for your property.
How Clay County Compares
Median Annual Property Tax
Clay County
1.04%
Effective rate
Georgia Avg
0.85%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Clay County, Georgia?
What is the millage rate in Clay County, Georgia?
How much are property taxes in Clay County?
How does Clay County compare to the Georgia average?
What is the median home value in Clay County, Georgia?
Why is Clay County property tax rate higher than the Georgia average?
How does Clay County rank for property taxes in Georgia?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Georgia
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.