Montgomery County Property Taxes
Montgomery County, New York
Effective Tax Rate
0.00%
22.9% below state avgMedian Annual Tax
$0
$303/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
2.56%
At a Glance
Median Home Value
$141,600
State avg ▼ $267,155
Tax w/ Mortgage/yr
$3,990
$333/mo escrow
Tax w/o Mortgage/yr
$3,274
$273/mo
State Tax Rate Rank
#54
of 62 counties (1 = lowest)
Similar tax rates
Data Story
About Property Taxes in Montgomery County, New York
Montgomery County taxes above the national average
Montgomery County's effective tax rate of 2.564% surpasses the national median of 2.1% by roughly 460 basis points, placing it solidly in the upper-middle tier of American counties. The typical homeowner here pays $3,630 annually—35% above the national median of $2,690.
Above-average New York tax rate
At 2.564%, Montgomery County's rate exceeds the state average of 2.046% by 520 basis points, making it a higher-tax county statewide. The median property tax of $3,630 falls below the state average of $4,709, reflecting Montgomery's notably lower median home value of $141,600.
Higher taxes than most upstate neighbors
Montgomery County's 2.564% rate tops Lewis County (1.698%), Madison County (2.295%), and Niagara County (2.284%), though it runs slightly below Livingston County (2.466%) and Monroe County (2.788%). It represents a moderate-to-high-tax option in the region.
What a typical Montgomery County home costs to own
On the county's median home value of $141,600, you'll pay roughly $3,630 in annual property taxes at the current effective rate. That figure rises to $3,990 if you finance through a mortgage, and drops to $3,274 for homeowners with no mortgage.
You may be overassessed—here's what to do
Across New York, many homeowners discover their assessed values exceed fair market value, opening the door to successful tax appeals. If you believe your Montgomery County property is overvalued relative to recent comparable sales in your area, filing a grievance during the assessment review period could lower your annual bill.
How Montgomery County Compares
Median Annual Property Tax
Montgomery County
2.56%
Effective rate
New York Avg
1.76%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Montgomery County, New York?
How much are property taxes in Montgomery County?
How does Montgomery County compare to the New York average?
What is the median home value in Montgomery County, New York?
Why is Montgomery County property tax rate higher than the New York average?
How does Montgomery County rank for property taxes in New York?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in New York
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.