Oswego County Property Taxes

Oswego County, New York

Effective Tax Rate

0.00%

23.7% below state avg

Median Annual Tax

$0

$300/mo escrow

#55 of 62 counties in New York

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

2.58%

vs. New York Avg23.7% below
vs. National Avg33.6% above

At a Glance

Median Home Value

$139,600

State avg $267,155

Tax w/ Mortgage/yr

$4,012

$334/mo escrow

Tax w/o Mortgage/yr

$2,851

$238/mo

State Tax Rate Rank

#55

of 62 counties (1 = lowest)

Data Story

About Property Taxes in Oswego County, New York

Oswego's taxes run above the national norm

Oswego County's effective tax rate of 2.575% edges above the national median of 2.690%, placing it in the upper-middle tier nationally. Residents pay a median of $3,595 annually on homes worth $139,600—considerably below the national median home value of $281,900.

Oswego ranks near the top statewide

At 2.575%, Oswego's effective rate substantially exceeds New York's state average of 2.046%, ranking it among the higher-tax counties in the state. The median tax bill of $3,595 remains below the state median of $4,709, but the effective rate tells the real story of Oswego's tax burden.

Oswego taxes rival the region's highest rates

Oswego's 2.575% rate nearly matches Onondaga's 2.593%, making it one of the costliest counties in central New York for tax purposes. Only Orleans County's 2.996% exceeds it in the region, while Oneida and Otsego offer substantially lower rates.

What the typical Oswego homeowner pays

The median Oswego County home is worth $139,600, and at the county's 2.575% effective rate, that means an annual property tax of roughly $3,595. Homeowners with mortgages pay $4,012, while those without mortgages pay $2,851.

High rates make assessment accuracy essential

Oswego's elevated tax rate means that assessment errors hit harder than they do in lower-tax counties. Reviewing your assessment and filing an appeal if your home is overvalued is free through your local assessor—and with tax rates this high, the potential savings justify the effort.

How Oswego County Compares

Median Annual Property Tax

Oswego County$3,595
New York State Average$4,709
National Average$1,924

Oswego County

2.58%

Effective rate

New York Avg

1.76%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Oswego County, New York?
The effective property tax rate in Oswego County, New York is 2.58%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Oswego County?
The median annual property tax payment in Oswego County is $3,595. Homeowners with a mortgage pay a median of $4,012, while those without a mortgage pay $2,851.
How does Oswego County compare to the New York average?
Oswego County's effective tax rate of 2.58% is higher than the New York state average of 1.76%. The median annual property tax in Oswego County is $3,595, compared to the state average of $4,709.
What is the median home value in Oswego County, New York?
The median home value in Oswego County, New York is $139,600, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Oswego County property tax rate higher than the New York average?
Oswego County's effective property tax rate of 2.58% is higher than the New York average of 1.76%. This difference of 0.81% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Oswego County rank for property taxes in New York?
Oswego County ranks #55 out of 62 counties in New York by effective property tax rate (1 = lowest). With a rate of 2.58% and median annual tax of $3,595, it falls in the upper third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in New York

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.