TaxBy County

Otsego County

Otsego County, New York

Effective Tax Rate

1.65%

Median Annual Tax

$2,911

How Otsego County Compares

Median Annual Property Tax

Otsego County$2,911
New York State Average$4,709
National Average$1,924

Otsego County

1.65%

Effective rate

New York Avg

1.76%

Effective rate

National Avg

0.91%

Effective rate

Tax by Mortgage Status

With Mortgage

$3,286

per year

Without Mortgage

$2,534

per year

Estimate Your Property Tax

$

Annual Tax

$2,911

Monthly Escrow

$243

Effective Rate

1.65%

vs. New York State Average▼ 38.2% below
vs. National Average▲ 8.2% above
Sponsored

Think You're Overpaying Your Property Taxes?

Many homeowners in Otsego County, New York are paying more in property taxes than they should. A professional property tax appeal could lower your assessment and save you hundreds — or even thousands — per year.

Check My Assessment

Frequently Asked Questions

What is the property tax rate in Otsego County, New York?
The effective property tax rate in Otsego County, New York is 1.65%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Otsego County?
The median annual property tax payment in Otsego County is $2,911. Homeowners with a mortgage pay a median of $3,286, while those without a mortgage pay $2,534.
How does Otsego County compare to the New York average?
Otsego County's effective tax rate of 1.65% is lower than the New York state average of 1.76%. The median annual property tax in Otsego County is $2,911, compared to the state average of $4,709.
What is the median home value in Otsego County, New York?
The median home value in Otsego County, New York is $175,900, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
How are property taxes calculated in New York?
Property taxes in New York are calculated based on the assessed value of your property multiplied by the local mill levy (tax rate). The assessed value is determined by your county assessor and may differ from market value. Homeowners may qualify for exemptions such as homestead, senior, veteran, or disability exemptions that can reduce the taxable value. Tax rates vary by county and include levies for schools, municipal services, and special districts.

Counties with Similar Tax Rates

Greene County(NY)

Rate1.66%
Median Tax$4,116

Lewis County(NY)

Rate1.70%
Median Tax$2,682

Jefferson County(NY)

Rate1.58%
Median Tax$2,851

Delaware County(NY)

Rate1.74%
Median Tax$3,059
Sponsored

Compare Mortgage Rates in Otsego County

Whether you're buying or refinancing, compare rates from top lenders to find the best deal for your home.

See Today's Rates

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.

Explore more data for Otsego County

Cost of LivingCrime RateIncomeHealthSchoolsRiskWaterCounty Score