Otsego County Property Taxes
Otsego County, New York
Effective Tax Rate
0.00%
38.2% below state avgMedian Annual Tax
$0
$243/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
1.65%
At a Glance
Median Home Value
$175,900
State avg ▼ $267,155
Tax w/ Mortgage/yr
$3,286
$274/mo escrow
Tax w/o Mortgage/yr
$2,534
$211/mo
State Tax Rate Rank
#14
of 62 counties (1 = lowest)
Similar tax rates
Data Story
About Property Taxes in Otsego County, New York
Otsego offers New York's most affordable tax burden
Otsego County's effective tax rate of 1.655% ranks among the lowest in the nation, falling well below the national median of 2.690%. With a median home value of $175,900 and annual taxes of just $2,911, Otsego residents enjoy one of the most tax-friendly environments in America.
Otsego has the lowest rate in New York
At 1.655%, Otsego County has New York's most favorable effective tax rate, running 19% below the state average of 2.046%. The median tax bill of $2,911 is the lowest among comparable upstate counties, making it a haven for tax-conscious homeowners.
Otsego significantly undercuts surrounding counties
Otsego's 1.655% rate stands dramatically below Oneida's 2.131%, Oswego's 2.575%, and Onondaga's 2.593%, positioning it as the region's clear tax leader. At $2,911 median annual taxes, Otsego residents pay the least among all neighboring counties.
What the typical Otsego homeowner pays
The median Otsego County home is worth $175,900, and at the county's 1.655% effective rate, homeowners pay approximately $2,911 per year in property taxes. Those with mortgages typically pay $3,286 annually, while homeowners without mortgages pay $2,534.
Even low-tax counties benefit from appeal checks
While Otsego's rates are among the nation's friendliest, overassessments still happen and can eliminate your tax advantage. Contact your local assessor about reviewing your assessment—even in a low-tax county, correcting an inflated valuation preserves your savings.
How Otsego County Compares
Median Annual Property Tax
Otsego County
1.65%
Effective rate
New York Avg
1.76%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Otsego County, New York?
How much are property taxes in Otsego County?
How does Otsego County compare to the New York average?
What is the median home value in Otsego County, New York?
Is Otsego County a low property tax area in New York?
How does Otsego County rank for property taxes in New York?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in New York
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.