Schoharie County Property Taxes
Schoharie County, New York
Effective Tax Rate
0.00%
15.5% below state avgMedian Annual Tax
$0
$331/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
2.19%
At a Glance
Median Home Value
$182,000
State avg ▼ $267,155
Tax w/ Mortgage/yr
$4,334
$361/mo escrow
Tax w/o Mortgage/yr
$3,660
$305/mo
State Tax Rate Rank
#32
of 62 counties (1 = lowest)
Data Story
About Property Taxes in Schoharie County, New York
Schoharie taxes nearly double U.S. median
Schoharie County's effective tax rate of 2.185% is nearly double the national median of 1.1%, placing it in the top 25% of U.S. counties. Homeowners pay $3,977 annually on a median home valued at $182,000—relatively low dollar bills reflecting modest property values in this rural county.
Schoharie exceeds New York's average rate
At 2.185%, Schoharie County slightly exceeds the state average of 2.046%, ranking in the upper-middle tier of New York's counties. Rural Schoharie carries a higher tax burden than most downstate areas.
Rural Schoharie taxes competitive with Capital Region
Schoharie's 2.185% rate sits between Rensselaer County (2.193%) and Saratoga County (1.491%), reflecting typical upstate New York tax structures. Among rural counties in the region, Schoharie's burden is neither extreme nor exceptional.
Median home pays $3,977 yearly in taxes
A Schoharie County homeowner with the median property value of $182,000 pays approximately $3,977 in annual property taxes, or about $331 monthly. Rural property values keep absolute tax bills manageable despite elevated rates.
Even modest bills merit assessment review
On a $3,977 annual bill, a 10% overassessment costs $398 yearly—real money for rural homeowners. Free assessment appeals through New York's system could identify errors worth correcting.
How Schoharie County Compares
Median Annual Property Tax
Schoharie County
2.19%
Effective rate
New York Avg
1.76%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Schoharie County, New York?
How much are property taxes in Schoharie County?
How does Schoharie County compare to the New York average?
What is the median home value in Schoharie County, New York?
Why is Schoharie County property tax rate higher than the New York average?
How does Schoharie County rank for property taxes in New York?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in New York
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.