Saginaw County Property Taxes
Saginaw County, Michigan
Effective Tax Rate
0.00%
4.2% above state avgMedian Annual Tax
$0
$183/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
1.57%
At a Glance
Median Home Value
$139,400
State avg ▼ $182,224
Tax w/ Mortgage/yr
$2,314
$193/mo escrow
Tax w/o Mortgage/yr
$2,045
$170/mo
State Tax Rate Rank
#80
of 83 counties (1 = lowest)
Similar tax rates
Data Story
About Property Taxes in Saginaw County, Michigan
Saginaw taxes above national median
Saginaw County's effective tax rate of 1.571% significantly exceeds the national median of 1.0%, placing it in the top 35% of U.S. counties by tax burden. The median property tax bill here is $2,190 annually—far below the national median of $2,690—because home values are substantially lower. This means Saginaw homeowners pay a higher percentage of their home's value in taxes than the typical American.
35% higher taxes than state average
At 1.571%, Saginaw County's effective rate ranks among the highest in Michigan, significantly above the state average of 1.166%. This places Saginaw in the top quartile of Michigan counties for tax burden. The median property tax of $2,190 exceeds the state median of $2,102 by $88 annually.
Higher than most surrounding counties
Saginaw's 1.571% effective rate is notably steeper than nearby Shiawassee County (1.345%), Tuscola County (1.280%), and Sanilac County (0.917%). Among the eight-county region, only Saginaw and St. Clair County exceed the state average rate. Saginaw homeowners pay substantially more as a percentage of home value than their neighbors.
Median home taxes: $2,190 annually
A typical $139,400 home in Saginaw County generates roughly $2,190 in annual property taxes at the current effective rate. With mortgage, the total tax burden reaches $2,314; without mortgage, it drops to $2,045. This translates to approximately $183 per month in property taxes for a median-valued home.
Many homeowners can appeal assessments
Across Michigan, thousands of homeowners discover their properties are overassessed, leading to inflated tax bills. Saginaw County residents paying the county's above-average effective rate should review their assessment notices and consider filing an appeal if values seem high relative to recent sales. A successful challenge can reduce your tax burden significantly.
How Saginaw County Compares
Median Annual Property Tax
Saginaw County
1.57%
Effective rate
Michigan Avg
1.15%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Saginaw County, Michigan?
How much are property taxes in Saginaw County?
How does Saginaw County compare to the Michigan average?
What is the median home value in Saginaw County, Michigan?
Why is Saginaw County property tax rate higher than the Michigan average?
How does Saginaw County rank for property taxes in Michigan?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Michigan
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.