Otsego County Property Taxes
Otsego County, Michigan
Effective Tax Rate
0.00%
16.7% below state avgMedian Annual Tax
$0
$146/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.89%
At a Glance
Median Home Value
$196,500
State avg ▲ $182,224
Tax w/ Mortgage/yr
$1,785
$149/mo escrow
Tax w/o Mortgage/yr
$1,713
$143/mo
State Tax Rate Rank
#5
of 83 counties (1 = lowest)
Similar tax rates
Data Story
About Property Taxes in Otsego County, Michigan
Otsego among lowest-tax regions in America
Otsego County's effective tax rate of 0.891% is among the lowest in the nation, falling well below the national median of 1.1% and placing it in the bottom 25% nationally. The median tax bill of $1,751 is 65% of the national median of $2,690, despite higher home values.
Michigan's absolute lowest effective tax rate
Otsego County holds the lowest effective property tax rate among Michigan's 83 counties at 0.891%, significantly beating the state average of 1.166%. The median tax of $1,751 remains below the state median of $2,102.
Clear winner among nearby counties
Otsego's 0.891% rate is the lowest in the region, edging out Oscoda (0.938%), Presque Isle (1.022%), and Osceola (1.059%). Compared to higher-taxed neighbors like Ontonagon (1.232%), Otsego offers substantially lower effective rates.
A $196,500 home costs about $1,751 yearly
Otsego's median home value of $196,500 combined with its lowest-in-state rate of 0.891% results in a median tax of $1,751. Homeowners with mortgages typically pay around $1,785 annually.
Contest inflated assessments to keep savings growing
Even in low-tax Otsego, overassessed properties exist and benefit from appeal filings. Verifying your assessed value against recent comparable sales ensures you're truly getting the county's tax advantage.
How Otsego County Compares
Median Annual Property Tax
Otsego County
0.89%
Effective rate
Michigan Avg
1.15%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Otsego County, Michigan?
How much are property taxes in Otsego County?
How does Otsego County compare to the Michigan average?
What is the median home value in Otsego County, Michigan?
Is Otsego County a low property tax area in Michigan?
How does Otsego County rank for property taxes in Michigan?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Michigan
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.