Garrett County Property Taxes
Garrett County, Maryland
Effective Tax Rate
0.00%
46.2% below state avgMedian Annual Tax
$0
$149/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.83%
At a Glance
Median Home Value
$217,000
State avg ▼ $350,738
Tax w/ Mortgage/yr
$2,016
$168/mo escrow
Tax w/o Mortgage/yr
$1,483
$124/mo
State Tax Rate Rank
#4
of 24 counties (1 = lowest)
Data Story
About Property Taxes in Garrett County, Maryland
Garrett County offers Maryland's lowest tax rate
At 0.826%, Garrett County's effective property tax rate sits below the national median of 0.84%, making it one of the nation's more tax-friendly counties. The median property tax bill of $1,792 is 33% lower than the national median of $2,690, reflecting both lower rates and more modest property values.
Lowest effective rate in Maryland
Garrett County's 0.826% effective tax rate is the lowest among Maryland's 24 counties, significantly below the state average of 0.957%. Its median tax bill of $1,792 is 46% below the state median of $3,328, offering substantial savings to homeowners.
Substantially lower than Appalachian neighbors
Garrett County's 0.826% rate undercuts Allegany County and all surrounding jurisdictions, delivering the region's most affordable property tax burden. Homeowners here pay roughly $1,600 less annually than comparable Frederick County properties.
Expected annual tax on median home
A home valued at Garrett County's median of $217,000 will generate approximately $1,792 in annual property taxes at the 0.826% effective rate. With a mortgage, that estimate rises to $2,016; without one, it drops to $1,483.
You may be paying too much
Even in low-tax counties, assessment disputes arise when values don't reflect local market conditions. Garrett County homeowners should verify their assessment against recent comparable sales and file an appeal if their property appears overvalued.
How Garrett County Compares
Median Annual Property Tax
Garrett County
0.83%
Effective rate
Maryland Avg
0.95%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Garrett County, Maryland?
How much are property taxes in Garrett County?
How does Garrett County compare to the Maryland average?
What is the median home value in Garrett County, Maryland?
Is Garrett County a low property tax area in Maryland?
How does Garrett County rank for property taxes in Maryland?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Maryland
Talbot County
0.66%
Worcester County
0.76%
Queen Anne's County
0.79%
Anne Arundel County
0.85%
St. Mary's County
0.87%
Montgomery County
0.87%
Calvert County
0.88%
Washington County
0.89%
Wicomico County
0.89%
Caroline County
0.92%
Harford County
0.93%
Kent County
0.94%
Carroll County
0.94%
Dorchester County
0.95%
Somerset County
0.98%
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.