Somerset County Property Taxes
Somerset County, Maryland
Effective Tax Rate
0.00%
51.8% below state avgMedian Annual Tax
$0
$134/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.98%
At a Glance
Median Home Value
$164,300
State avg ▼ $350,738
Tax w/ Mortgage/yr
$1,836
$153/mo escrow
Tax w/o Mortgage/yr
$1,294
$108/mo
State Tax Rate Rank
#16
of 24 counties (1 = lowest)
Data Story
About Property Taxes in Somerset County, Maryland
Somerset's modest tax on modest homes
Somerset County's 0.976% effective rate sits just above the national median of 0.87%, but its median home value of $164,300 is far below the U.S. median of $281,900. The combination means Somerset homeowners pay some of the smallest tax bills in absolute dollars nationally.
Close to Maryland's state average
Somerset's 0.976% rate nudges just above Maryland's 0.957% state average, positioning it in the middle tier of Maryland's 24 counties. It's the state's most affordable county by median home value, keeping tax burdens manageable despite a slightly above-average effective rate.
Lower homes, lower absolute taxes
Somerset's median home value of $164,300 is notably lower than adjacent St. Mary's County ($390,900) and Worcester County ($348,100), so despite a slightly higher tax rate, the median tax bill of $1,603 is the lowest in the region by far.
The lowest tax bill in Maryland
The median Somerset homeowner pays approximately $1,603 annually in property taxes, by far the lowest median in Maryland. Over 30 years, that totals roughly $48,000—less than half what Prince George's County homeowners pay.
Even small savings add up here
With a low baseline, any successful assessment appeal could save you $200–$300 per year—meaningful money in a county where wages tend to be lower. Filing an appeal costs nothing and takes less than an hour.
How Somerset County Compares
Median Annual Property Tax
Somerset County
0.98%
Effective rate
Maryland Avg
0.95%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Somerset County, Maryland?
How much are property taxes in Somerset County?
How does Somerset County compare to the Maryland average?
What is the median home value in Somerset County, Maryland?
Why is Somerset County property tax rate higher than the Maryland average?
How does Somerset County rank for property taxes in Maryland?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Maryland
Talbot County
0.66%
Worcester County
0.76%
Queen Anne's County
0.79%
Garrett County
0.83%
Anne Arundel County
0.85%
St. Mary's County
0.87%
Montgomery County
0.87%
Calvert County
0.88%
Washington County
0.89%
Wicomico County
0.89%
Caroline County
0.92%
Harford County
0.93%
Kent County
0.94%
Carroll County
0.94%
Dorchester County
0.95%
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.