Harford County Property Taxes

Harford County, Maryland

Effective Tax Rate

0.00%

2.9% above state avg

Median Annual Tax

$0

$285/mo escrow

#12 of 24 counties in Maryland

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.93%

vs. Maryland Avg2.9% above
vs. National Avg27.3% above

At a Glance

Median Home Value

$367,300

State avg $350,738

Tax w/ Mortgage/yr

$3,429

$286/mo escrow

Tax w/o Mortgage/yr

$3,412

$284/mo

State Tax Rate Rank

#12

of 24 counties (1 = lowest)

Data Story

About Property Taxes in Harford County, Maryland

Harford County taxes slightly above national average

At 0.932%, Harford County's effective tax rate edges above the national median of 0.84%, placing it in the moderate-to-high range nationally. The median property tax bill of $3,424 is 27% above the national median of $2,690, reflecting higher property values that average $367,300.

Slightly below Maryland's average rate

Harford County's 0.932% effective tax rate runs just below Maryland's state average of 0.957%, positioning it near the midpoint of the state's 24 counties. Its median tax bill of $3,424 is 3% above the state median of $3,328.

Mid-range taxes in the Baltimore corridor

Harford County's 0.932% rate sits between Anne Arundel County's lower rate and Carroll County's comparable figures, making it a stable option in the region. The $3,424 median tax bill runs roughly $750 lower than Howard County's high-tax communities.

Expected annual tax on median home

A home valued at Harford County's median of $367,300 will generate approximately $3,424 in annual property taxes at the 0.932% effective rate. With a mortgage, that estimate is $3,429; without one, it drops to $3,412.

You may be paying too much

Harford County homeowners, particularly those in fast-growing areas, should verify their assessments against recent market sales. Filing a timely appeal can correct overvalued properties and reduce tax burdens significantly.

How Harford County Compares

Median Annual Property Tax

Harford County$3,424
Maryland State Average$3,328
National Average$1,924

Harford County

0.93%

Effective rate

Maryland Avg

0.95%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Harford County, Maryland?
The effective property tax rate in Harford County, Maryland is 0.93%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Harford County?
The median annual property tax payment in Harford County is $3,424. Homeowners with a mortgage pay a median of $3,429, while those without a mortgage pay $3,412.
How does Harford County compare to the Maryland average?
Harford County's effective tax rate of 0.93% is lower than the Maryland state average of 0.95%. The median annual property tax in Harford County is $3,424, compared to the state average of $3,328.
What is the median home value in Harford County, Maryland?
The median home value in Harford County, Maryland is $367,300, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Harford County a low property tax area in Maryland?
Yes — Harford County's effective property tax rate of 0.93% is below the Maryland average of 0.95%. The median annual property tax of $3,424 is also comparable to the state average of $3,328, making it a relatively affordable area for property taxes.
How does Harford County rank for property taxes in Maryland?
Harford County ranks #12 out of 24 counties in Maryland by effective property tax rate (1 = lowest). With a rate of 0.93% and median annual tax of $3,424, it falls in the middle third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Maryland

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.