Caroline County Property Taxes

Caroline County, Maryland

Effective Tax Rate

0.00%

24.5% below state avg

Median Annual Tax

$0

$209/mo escrow

#11 of 24 counties in Maryland

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.92%

vs. Maryland Avg24.5% below
vs. National Avg6.6% below

At a Glance

Median Home Value

$272,400

State avg $350,738

Tax w/ Mortgage/yr

$2,536

$211/mo escrow

Tax w/o Mortgage/yr

$2,478

$207/mo

State Tax Rate Rank

#11

of 24 counties (1 = lowest)

Data Story

About Property Taxes in Caroline County, Maryland

Caroline County taxes near national median

Caroline County's effective tax rate of 0.922% sits just above the national median of 0.890%, placing it in roughly the 50th percentile nationally. The median property tax of $2,513 on homes valued at $272,400 represents a balanced tax burden close to national norms.

Slightly below Maryland's average

Caroline County's effective rate of 0.922% sits just below the state average of 0.957%, ranking it in the middle range of Maryland counties. The median property tax of $2,513 falls well below the state median of $3,328, reflecting both lower home values and a modest tax rate.

Favorable compared to nearby counties

Caroline's 0.922% rate beats Cecil (0.981%) and Allegany (1.078%) but trails Anne Arundel (0.852%) and Calvert (0.876%). On home values similar to state median, Caroline residents pay significantly less in annual property taxes than most Maryland jurisdictions.

What you pay on a typical home

On Caroline's median home value of $272,400, the effective tax rate of 0.922% comes to roughly $2,513 in annual property taxes. Homeowners with mortgages typically pay $2,536 per year, while those owning outright pay around $2,478.

You may be overassessed

Caroline County homeowners should verify that their property assessments reflect current market values, as overvaluation occurs even in modest housing markets. Filing an appeal is free and straightforward, and successful challenges can meaningfully reduce your annual tax burden.

How Caroline County Compares

Median Annual Property Tax

Caroline County$2,513
Maryland State Average$3,328
National Average$1,924

Caroline County

0.92%

Effective rate

Maryland Avg

0.95%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Caroline County, Maryland?
The effective property tax rate in Caroline County, Maryland is 0.92%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Caroline County?
The median annual property tax payment in Caroline County is $2,513. Homeowners with a mortgage pay a median of $2,536, while those without a mortgage pay $2,478.
How does Caroline County compare to the Maryland average?
Caroline County's effective tax rate of 0.92% is lower than the Maryland state average of 0.95%. The median annual property tax in Caroline County is $2,513, compared to the state average of $3,328.
What is the median home value in Caroline County, Maryland?
The median home value in Caroline County, Maryland is $272,400, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Caroline County a low property tax area in Maryland?
Yes — Caroline County's effective property tax rate of 0.92% is below the Maryland average of 0.95%. The median annual property tax of $2,513 is also lower the state average of $3,328, making it a relatively affordable area for property taxes.
How does Caroline County rank for property taxes in Maryland?
Caroline County ranks #11 out of 24 counties in Maryland by effective property tax rate (1 = lowest). With a rate of 0.92% and median annual tax of $2,513, it falls in the middle third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Maryland

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.