Clay County Property Taxes
Clay County, Florida
Effective Tax Rate
0.00%
10.3% above state avgMedian Annual Tax
$0
$173/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.74%
At a Glance
Median Home Value
$281,500
State avg ▲ $257,245
Tax w/ Mortgage/yr
$2,273
$189/mo escrow
Tax w/o Mortgage/yr
$1,762
$147/mo
State Tax Rate Rank
#36
of 67 counties (1 = lowest)
Similar tax rates
Data Story
About Property Taxes in Clay County, Florida
Clay County taxes slightly above average
At 0.739%, Clay County's effective tax rate edges above the national median of 0.731%, placing it in the upper-middle 50% of U.S. counties. Homeowners pay $2,080 annually on a median home valued at $281,500—close to the national median home price of $281,900.
Just above Florida's typical rate
Clay County ranks slightly above average among Florida counties with a 0.739% effective rate compared to the state average of 0.731%. Annual taxes here average $2,080 versus Florida's statewide median of $1,885.
Higher taxes than most regional peers
Clay County's 0.739% rate tops Citrus (0.591%) and Escambia (0.600%) counties but matches Columbia County's 0.743%. It significantly undercuts Duval County's 0.779% effective rate.
What $281,500 home costs annually
On Clay County's median home value of $281,500, residents pay approximately $2,080 per year in property taxes. Including mortgage-related taxes, annual costs rise to about $2,273.
Appeal if your assessment seems high
Many Florida homeowners are overassessed relative to market value, and Clay County residents can file an appeal with the Property Appraiser's office. The process is typically free and could lower your taxable assessment.
Tax Rate Details
Understanding Millage Rates in Clay County
In Florida, property taxes are expressed as a millage rate (also called a mill rate). One mill equals $1 of tax for every $1,000 of assessed property value. Your total property tax bill is determined by adding together the millage rates set by the county, city or municipality, school district, and any special districts.
In Florida, property is assessed at just value (market value), but homestead exemptions can reduce taxable value by $50,000 or more. The millage rate is applied to the taxable value after exemptions. Florida counties, cities, school districts, and special districts each levy their own millage rates.
Clay County has an effective property tax rate of 0.74%, resulting in a median annual tax bill of $2,080. Use the calculator above to estimate your property tax based on Clay County's current rate, or contact the Clay County tax assessor's office for the exact millage rate breakdown for your property.
How Clay County Compares
Median Annual Property Tax
Clay County
0.74%
Effective rate
Florida Avg
0.73%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Clay County, Florida?
What is the millage rate in Clay County, Florida?
How much are property taxes in Clay County?
How does Clay County compare to the Florida average?
What is the median home value in Clay County, Florida?
Why is Clay County property tax rate higher than the Florida average?
How does Clay County rank for property taxes in Florida?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Florida
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.