Santa Rosa County Property Taxes

Santa Rosa County, Florida

Effective Tax Rate

0.00%

4% below state avg

Median Annual Tax

$0

$151/mo escrow

#13 of 67 counties in Florida

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.60%

vs. Florida Avg4% below
vs. National Avg32.8% below

At a Glance

Median Home Value

$302,100

State avg $257,245

Tax w/ Mortgage/yr

$1,980

$165/mo escrow

Tax w/o Mortgage/yr

$1,461

$122/mo

State Tax Rate Rank

#13

of 67 counties (1 = lowest)

Data Story

About Property Taxes in Santa Rosa County, Florida

Santa Rosa has Florida's lowest tax rate

Santa Rosa County's 0.599% effective tax rate is among the lowest in the entire nation, well below the national median of 0.71%. The median property tax of $1,809 falls below the national median of $2,690, making Santa Rosa an exceptional value for homeowners.

Best tax deal in Florida by far

Santa Rosa's 0.599% effective rate is significantly below Florida's state average of 0.731%, earning it the title of most tax-friendly county in the state. The median annual tax of $1,809 is nearly 4% below the state median of $1,885.

Clear winner in Northwest Florida

Santa Rosa's 0.599% rate vastly undercuts neighboring counties and competing regions throughout the Panhandle. The county offers unmatched tax savings for homeowners seeking affordable property ownership.

Lowest taxes on median $302K home

On Santa Rosa's median home value of $302,100, homeowners pay just $1,809 per year—the lowest rate of any county examined here. With a mortgage, the figure rises to $1,980.

Even low rates benefit from review

Santa Rosa's excellent tax rate doesn't preclude assessment errors—overvaluation can happen anywhere. A quick appeal filing costs nothing and ensures your property is valued fairly.

Tax Rate Details

Understanding Millage Rates in Santa Rosa County

In Florida, property taxes are expressed as a millage rate (also called a mill rate). One mill equals $1 of tax for every $1,000 of assessed property value. Your total property tax bill is determined by adding together the millage rates set by the county, city or municipality, school district, and any special districts.

In Florida, property is assessed at just value (market value), but homestead exemptions can reduce taxable value by $50,000 or more. The millage rate is applied to the taxable value after exemptions. Florida counties, cities, school districts, and special districts each levy their own millage rates.

Santa Rosa County has an effective property tax rate of 0.60%, resulting in a median annual tax bill of $1,809. Use the calculator above to estimate your property tax based on Santa Rosa County's current rate, or contact the Santa Rosa County tax assessor's office for the exact millage rate breakdown for your property.

How Santa Rosa County Compares

Median Annual Property Tax

Santa Rosa County$1,809
Florida State Average$1,885
National Average$1,924

Santa Rosa County

0.60%

Effective rate

Florida Avg

0.73%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Santa Rosa County, Florida?
The effective property tax rate in Santa Rosa County, Florida is 0.60%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
What is the millage rate in Santa Rosa County, Florida?
The millage rate (also called mill rate) is the property tax rate expressed as dollars per $1,000 of assessed property value. In Florida, property taxes are calculated by multiplying your assessed property value by the total millage rate, which includes levies from the county, city, school district, and special districts. Santa Rosa County has an effective property tax rate of 0.60%, which translates to a median annual tax bill of $1,809. To find the exact millage rate breakdown for your property, check with the Santa Rosa County tax assessor's office.
How much are property taxes in Santa Rosa County?
The median annual property tax payment in Santa Rosa County is $1,809. Homeowners with a mortgage pay a median of $1,980, while those without a mortgage pay $1,461.
How does Santa Rosa County compare to the Florida average?
Santa Rosa County's effective tax rate of 0.60% is lower than the Florida state average of 0.73%. The median annual property tax in Santa Rosa County is $1,809, compared to the state average of $1,885.
What is the median home value in Santa Rosa County, Florida?
The median home value in Santa Rosa County, Florida is $302,100, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Santa Rosa County a low property tax area in Florida?
Yes — Santa Rosa County's effective property tax rate of 0.60% is below the Florida average of 0.73%. The median annual property tax of $1,809 is also lower the state average of $1,885, making it a relatively affordable area for property taxes.
How does Santa Rosa County rank for property taxes in Florida?
Santa Rosa County ranks #13 out of 67 counties in Florida by effective property tax rate (1 = lowest). With a rate of 0.60% and median annual tax of $1,809, it falls in the lower third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Florida

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.