Putnam County Property Taxes
Putnam County, Florida
Effective Tax Rate
0.00%
36.6% below state avgMedian Annual Tax
$0
$100/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.81%
At a Glance
Median Home Value
$147,300
State avg ▼ $257,245
Tax w/ Mortgage/yr
$1,410
$118/mo escrow
Tax w/o Mortgage/yr
$992
$83/mo
State Tax Rate Rank
#52
of 67 counties (1 = lowest)
Similar tax rates
Data Story
About Property Taxes in Putnam County, Florida
Putnam's effective rate is high nationally
Putnam County's 0.812% effective tax rate significantly exceeds the national median of 0.71%, ranking it among the nation's higher-tax counties. The median property tax of $1,196 remains well below the national median of $2,690, due to modest median home values of $147,300.
Above-average rate statewide
Putnam's 0.812% effective rate is notably above Florida's state average of 0.731%, making it one of the pricier counties to own property in Florida. The median annual tax of $1,196 is actually 37% below the state median of $1,885, reflecting the county's lower-value housing stock.
Highest rate in rural Northeast Florida
Putnam's 0.812% rate is the steepest in its region, driven by unique local revenue needs. The county's rural character and lower property values create a different tax dynamic than more affluent neighbors.
Median tax of $1,196 despite high rate
On Putnam's median home value of $147,300, homeowners pay approximately $1,196 per year in property taxes. With a mortgage, the bill rises to $1,410.
Assessment review is especially valuable
In a county with relatively modest home values, even small tax reductions matter significantly to household budgets. File an appeal with the property appraiser at no cost—it's your right and could save you money annually.
Tax Rate Details
Understanding Millage Rates in Putnam County
In Florida, property taxes are expressed as a millage rate (also called a mill rate). One mill equals $1 of tax for every $1,000 of assessed property value. Your total property tax bill is determined by adding together the millage rates set by the county, city or municipality, school district, and any special districts.
In Florida, property is assessed at just value (market value), but homestead exemptions can reduce taxable value by $50,000 or more. The millage rate is applied to the taxable value after exemptions. Florida counties, cities, school districts, and special districts each levy their own millage rates.
Putnam County has an effective property tax rate of 0.81%, resulting in a median annual tax bill of $1,196. Use the calculator above to estimate your property tax based on Putnam County's current rate, or contact the Putnam County tax assessor's office for the exact millage rate breakdown for your property.
How Putnam County Compares
Median Annual Property Tax
Putnam County
0.81%
Effective rate
Florida Avg
0.73%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Putnam County, Florida?
What is the millage rate in Putnam County, Florida?
How much are property taxes in Putnam County?
How does Putnam County compare to the Florida average?
What is the median home value in Putnam County, Florida?
Why is Putnam County property tax rate higher than the Florida average?
How does Putnam County rank for property taxes in Florida?
Counties with Similar Tax Rates
Nearby Counties
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Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.