Montgomery County Property Taxes

Montgomery County, Alabama

Effective Tax Rate

0.00%

17% above state avg

Median Annual Tax

$0

$50/mo escrow

#47 of 67 counties in Alabama

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.37%

vs. Alabama Avg17% above
vs. National Avg77.8% below

At a Glance

Median Home Value

$160,100

State avg $149,701

Tax w/ Mortgage/yr

$671

$56/mo escrow

Tax w/o Mortgage/yr

$498

$42/mo

State Tax Rate Rank

#47

of 67 counties (1 = lowest)

Data Story

About Property Taxes in Montgomery County, Alabama

Montgomery taxes remain nationally low

Montgomery County's effective tax rate of 0.373% sits well below the national median of roughly 0.9%, placing it in the lowest 20% nationwide. The median tax bill of $598 represents just 22% of the national median property tax of $2,690.

Middle-of-the-pack in Alabama

Montgomery County's 0.373% effective rate places it roughly at Alabama's state average of 0.339%, with a median tax of $598 exceeding the state median of $511. The county ranks 28th among Alabama's 67 counties in tax burden.

Higher than Monroe, lower than Mobile

Montgomery County's $598 bill falls between Monroe County ($362) to the south and Mobile County ($849) to the southwest. On a median home value of $160,100, the tax rate aligns with the broader region's modest burden.

Your annual Montgomery County bill

On a median home valued at $160,100, Montgomery County homeowners pay approximately $598 per year in property taxes. With a mortgage, escrow payments typically bring the total to around $671 annually.

Assessment appeal could save you money

Nearly one-quarter of property owners nationwide discover their assessments are inflated during appeals. Montgomery County residents can file a free appeal with the county assessor to verify their home's assessed value is accurate.

Tax Rate Details

Understanding Millage Rates in Montgomery County

In Alabama, property taxes are expressed as a millage rate (also called a mill rate). One mill equals $1 of tax for every $1,000 of assessed property value. Your total property tax bill is determined by adding together the millage rates set by the county, city or municipality, school district, and any special districts.

In Alabama, residential property is assessed at 10% of appraised market value. This means a home appraised at $200,000 has an assessed value of $20,000, and the millage rate is applied to that assessed value — resulting in some of the lowest effective property tax bills in the nation.

Montgomery County has an effective property tax rate of 0.37%, resulting in a median annual tax bill of $598. Use the calculator above to estimate your property tax based on Montgomery County's current rate, or contact the Montgomery County tax assessor's office for the exact millage rate breakdown for your property.

How Montgomery County Compares

Median Annual Property Tax

Montgomery County$598
Alabama State Average$511
National Average$1,924

Montgomery County

0.37%

Effective rate

Alabama Avg

0.34%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Montgomery County, Alabama?
The effective property tax rate in Montgomery County, Alabama is 0.37%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
What is the millage rate in Montgomery County, Alabama?
The millage rate (also called mill rate) is the property tax rate expressed as dollars per $1,000 of assessed property value. In Alabama, property taxes are calculated by multiplying your assessed property value by the total millage rate, which includes levies from the county, city, school district, and special districts. Montgomery County has an effective property tax rate of 0.37%, which translates to a median annual tax bill of $598. To find the exact millage rate breakdown for your property, check with the Montgomery County tax assessor's office.
How much are property taxes in Montgomery County?
The median annual property tax payment in Montgomery County is $598. Homeowners with a mortgage pay a median of $671, while those without a mortgage pay $498.
How does Montgomery County compare to the Alabama average?
Montgomery County's effective tax rate of 0.37% is higher than the Alabama state average of 0.34%. The median annual property tax in Montgomery County is $598, compared to the state average of $511.
What is the median home value in Montgomery County, Alabama?
The median home value in Montgomery County, Alabama is $160,100, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Montgomery County property tax rate higher than the Alabama average?
Montgomery County's effective property tax rate of 0.37% is higher than the Alabama average of 0.34%. This difference of 0.03% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Montgomery County rank for property taxes in Alabama?
Montgomery County ranks #47 out of 67 counties in Alabama by effective property tax rate (1 = lowest). With a rate of 0.37% and median annual tax of $598, it falls in the upper third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Alabama

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.