Niagara County Property Taxes

Niagara County, New York

Effective Tax Rate

0.00%

14% below state avg

Median Annual Tax

$0

$338/mo escrow

#39 of 62 counties in New York

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

2.28%

vs. New York Avg14% below
vs. National Avg50.6% above

At a Glance

Median Home Value

$177,400

State avg $267,155

Tax w/ Mortgage/yr

$4,418

$368/mo escrow

Tax w/o Mortgage/yr

$3,590

$299/mo

State Tax Rate Rank

#39

of 62 counties (1 = lowest)

Data Story

About Property Taxes in Niagara County, New York

Niagara County taxes slightly above national norm

Niagara County's effective tax rate of 2.284% exceeds the national median of 2.1% by roughly 180 basis points, placing it in the upper-middle tier of American counties. The typical homeowner here pays $4,052 annually—more than 50% above the national median of $2,690.

Slightly above New York's state average

Niagara County's effective rate of 2.284% tops the state average of 2.046% by 240 basis points, positioning it as a moderate-to-high-tax county statewide. The median property tax of $4,052 runs below the state average of $4,709, reflecting Niagara's lower median home value of $177,400.

Mid-range taxes in the upstate region

Niagara County's 2.284% rate closely mirrors Madison County (2.295%) and sits between Lewis County (1.698%) and Livingston County (2.466%). Monroe County to the east runs noticeably higher at 2.788%, making Niagara a moderate option in the western corridor.

What a typical Niagara County home costs to own

On the county's median home value of $177,400, you'll pay roughly $4,052 in annual property taxes at the current effective rate. That figure rises to $4,418 if you finance through a mortgage, and drops to $3,590 for homeowners with no mortgage.

You may be overassessed—here's what to do

Across New York, many homeowners discover their assessed values exceed fair market value, opening the door to successful tax appeals. If you believe your Niagara County property is overvalued relative to recent comparable sales, filing a grievance during the assessment review period could reduce your annual tax bill.

How Niagara County Compares

Median Annual Property Tax

Niagara County$4,052
New York State Average$4,709
National Average$1,924

Niagara County

2.28%

Effective rate

New York Avg

1.76%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Niagara County, New York?
The effective property tax rate in Niagara County, New York is 2.28%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Niagara County?
The median annual property tax payment in Niagara County is $4,052. Homeowners with a mortgage pay a median of $4,418, while those without a mortgage pay $3,590.
How does Niagara County compare to the New York average?
Niagara County's effective tax rate of 2.28% is higher than the New York state average of 1.76%. The median annual property tax in Niagara County is $4,052, compared to the state average of $4,709.
What is the median home value in Niagara County, New York?
The median home value in Niagara County, New York is $177,400, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Niagara County property tax rate higher than the New York average?
Niagara County's effective property tax rate of 2.28% is higher than the New York average of 1.76%. This difference of 0.52% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Niagara County rank for property taxes in New York?
Niagara County ranks #39 out of 62 counties in New York by effective property tax rate (1 = lowest). With a rate of 2.28% and median annual tax of $4,052, it falls in the middle third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in New York

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.