Monroe County Property Taxes

Monroe County, New York

Effective Tax Rate

0.00%

16.7% above state avg

Median Annual Tax

$0

$458/mo escrow

#60 of 62 counties in New York

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

2.79%

vs. New York Avg16.7% above
vs. National Avg104.3% above

At a Glance

Median Home Value

$197,100

State avg $267,155

Tax w/ Mortgage/yr

$5,643

$470/mo escrow

Tax w/o Mortgage/yr

$5,212

$434/mo

State Tax Rate Rank

#60

of 62 counties (1 = lowest)

Data Story

About Property Taxes in Monroe County, New York

Monroe County taxes well above national norm

Monroe County's effective tax rate of 2.788% outpaces the national median of 2.1% by roughly 690 basis points, placing it in the upper tier of American counties. The typical homeowner here pays $5,495 annually—more than double the national median of $2,690.

High-tax county in New York

At 2.788%, Monroe County's effective rate runs 740 basis points above New York's state average of 2.046%, making it one of the higher-tax counties statewide. The median property tax of $5,495 exceeds the state average of $4,709 by 16%, reflecting both the county's elevated rate and its higher median home value.

Highest taxes in the upstate corridor

Monroe County's 2.788% rate is the highest among nearby counties, exceeding Livingston County (2.466%), Madison County (2.295%), Niagara County (2.284%), and Lewis County (1.698%) by substantial margins. This positions Rochester's home county as the region's most tax-heavy jurisdiction.

What a typical Monroe County home costs to own

On the county's median home value of $197,100, you'll pay approximately $5,495 in annual property taxes at the current effective rate. With mortgage financing, that rises to $5,643; without, it drops to $5,212 for homeowners owning outright.

You may be overassessed—here's what to do

Across New York, many homeowners discover their assessed values exceed fair market value, opening the door to successful tax appeals. If you believe your Monroe County property is overvalued relative to recent sales in your neighborhood, filing a grievance during the assessment review period could provide meaningful relief from your relatively high annual bill.

How Monroe County Compares

Median Annual Property Tax

Monroe County$5,495
New York State Average$4,709
National Average$1,924

Monroe County

2.79%

Effective rate

New York Avg

1.76%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Monroe County, New York?
The effective property tax rate in Monroe County, New York is 2.79%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Monroe County?
The median annual property tax payment in Monroe County is $5,495. Homeowners with a mortgage pay a median of $5,643, while those without a mortgage pay $5,212.
How does Monroe County compare to the New York average?
Monroe County's effective tax rate of 2.79% is higher than the New York state average of 1.76%. The median annual property tax in Monroe County is $5,495, compared to the state average of $4,709.
What is the median home value in Monroe County, New York?
The median home value in Monroe County, New York is $197,100, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Monroe County property tax rate higher than the New York average?
Monroe County's effective property tax rate of 2.79% is higher than the New York average of 1.76%. This difference of 1.02% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Monroe County rank for property taxes in New York?
Monroe County ranks #60 out of 62 counties in New York by effective property tax rate (1 = lowest). With a rate of 2.79% and median annual tax of $5,495, it falls in the upper third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in New York

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.