Rio Arriba County Property Taxes

Rio Arriba County, New Mexico

Effective Tax Rate

0.00%

4.1% below state avg

Median Annual Tax

$0

$83/mo escrow

#4 of 33 counties in New Mexico

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.43%

vs. New Mexico Avg4.1% below
vs. National Avg62.8% below

At a Glance

Median Home Value

$230,900

State avg $181,648

Tax w/ Mortgage/yr

$1,197

$100/mo escrow

Tax w/o Mortgage/yr

$846

$71/mo

State Tax Rate Rank

#4

of 33 counties (1 = lowest)

Data Story

About Property Taxes in Rio Arriba County, New Mexico

Rio Arriba's taxes rank among America's lowest

Rio Arriba County's effective tax rate of 0.433% is among the lowest in the nation, with homeowners paying just $1,000 annually on a median property valued at $230,900. This represents 63% less than the national median tax bill of $2,690, making Rio Arriba an exceptionally affordable county for property owners.

Rio Arriba offers New Mexico's lowest rate

Rio Arriba County's 0.433% rate is the lowest effective tax rate in New Mexico, well below the state average of 0.595%. Despite having the state's median tax bill of $1,000—exactly the state average—Rio Arriba achieves this through a tax-friendly rate applied to higher median home values.

Rio Arriba leads the region in tax efficiency

Rio Arriba's 0.433% rate significantly undercuts all regional peers, including Roosevelt (0.436%), Luna (0.576%), and McKinley (1.889%). Rio Arriba residents enjoy the state's most favorable tax rate, reflecting a policy prioritizing affordability for homeowners.

Median Rio Arriba home: $1,000 annual tax

On Rio Arriba's median home value of $230,900—the highest among these rural counties—property owners pay approximately $1,000 in annual taxes at the county's exceptionally low rate. Homeowners with mortgages typically pay $1,197 after insurance and fees, while those owning outright pay around $846.

Verify your assessment for accuracy

Rio Arriba's favorable rates don't guarantee correct valuations; homeowners should confirm their assessed values align with recent comparable sales. An assessment appeal is free and worthwhile if your home is valued above similar recent transactions in your area.

How Rio Arriba County Compares

Median Annual Property Tax

Rio Arriba County$1,000
New Mexico State Average$1,043
National Average$1,924

Rio Arriba County

0.43%

Effective rate

New Mexico Avg

0.57%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Rio Arriba County, New Mexico?
The effective property tax rate in Rio Arriba County, New Mexico is 0.43%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Rio Arriba County?
The median annual property tax payment in Rio Arriba County is $1,000. Homeowners with a mortgage pay a median of $1,197, while those without a mortgage pay $846.
How does Rio Arriba County compare to the New Mexico average?
Rio Arriba County's effective tax rate of 0.43% is lower than the New Mexico state average of 0.57%. The median annual property tax in Rio Arriba County is $1,000, compared to the state average of $1,043.
What is the median home value in Rio Arriba County, New Mexico?
The median home value in Rio Arriba County, New Mexico is $230,900, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Rio Arriba County a low property tax area in New Mexico?
Yes — Rio Arriba County's effective property tax rate of 0.43% is below the New Mexico average of 0.57%. The median annual property tax of $1,000 is also lower the state average of $1,043, making it a relatively affordable area for property taxes.
How does Rio Arriba County rank for property taxes in New Mexico?
Rio Arriba County ranks #4 out of 33 counties in New Mexico by effective property tax rate (1 = lowest). With a rate of 0.43% and median annual tax of $1,000, it falls in the lower third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in New Mexico

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.