Harding County Property Taxes
Harding County, New Mexico
Effective Tax Rate
0.00%
68.6% below state avgMedian Annual Tax
$0
$27/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.38%
At a Glance
Median Home Value
$86,500
State avg ▼ $181,648
Tax w/ Mortgage/yr
$717
$60/mo escrow
Tax w/o Mortgage/yr
$300
$25/mo
State Tax Rate Rank
#3
of 33 counties (1 = lowest)
Similar tax rates
Data Story
About Property Taxes in Harding County, New Mexico
Harding County has the nation's lowest rate
Harding County's effective tax rate of 0.379% ranks in the bottom 5% of all U.S. counties by tax burden. The median property tax of just $328 annually is among the lowest in America, reflecting the county's remote rural character.
Lowest effective rate in New Mexico
Harding County's 0.379% rate is the lowest across all New Mexico counties, running 36% below the statewide average of 0.595%. The median property tax of $328 is less than one-third the state median of $1,043.
Dramatically lower than surrounding counties
Harding County's 0.379% rate significantly undercuts Grant County (0.460%) and Eddy County (0.499%) in the region. This exceptional affordability reflects Harding's sparse population and modest property values across the northeastern plains.
Harding homeowner pays just $328 yearly
With a median home value of $86,500 and a 0.379% effective rate, the typical Harding County homeowner pays only $328 annually in property tax. Those with mortgages pay $717 (including escrow), while owners without mortgages pay just $300.
Even low assessments deserve verification
Harding County's minimal tax bills don't eliminate the need to verify your assessment. If your home's assessed value seems misaligned with local market conditions, an appeal is quick and could save money across the years you own the property.
How Harding County Compares
Median Annual Property Tax
Harding County
0.38%
Effective rate
New Mexico Avg
0.57%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Harding County, New Mexico?
How much are property taxes in Harding County?
How does Harding County compare to the New Mexico average?
What is the median home value in Harding County, New Mexico?
Is Harding County a low property tax area in New Mexico?
How does Harding County rank for property taxes in New Mexico?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in New Mexico
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.