Cottonwood County Property Taxes
Cottonwood County, Minnesota
Effective Tax Rate
0.00%
19.9% below state avgMedian Annual Tax
$0
$145/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
1.13%
At a Glance
Median Home Value
$154,000
State avg ▼ $222,532
Tax w/ Mortgage/yr
$1,759
$147/mo escrow
Tax w/o Mortgage/yr
$1,716
$143/mo
State Tax Rate Rank
#79
of 87 counties (1 = lowest)
Similar tax rates
Data Story
About Property Taxes in Cottonwood County, Minnesota
Cottonwood taxes run high nationally
Cottonwood County's effective tax rate of 1.128% sits well above the national median of 0.85%, placing it in roughly the 75th percentile for property tax burden nationwide. While homeowners here pay a median of $1,737 annually, that's less than the national median of $2,690, thanks largely to lower home values in the county.
Ranks 12th among Minnesota counties
At 1.128%, Cottonwood County's effective rate exceeds Minnesota's state average of 0.968%, making it a heavier-taxed county across the state. The county's median tax bill of $1,737 falls below the state median of $2,168, reflecting both its higher rate and lower property values.
Higher taxes than most county neighbors
Cottonwood's 1.128% rate outpaces nearby Faribault County (1.051%) and Freeborn County (1.061%), though all three counties carry rates above the state average. Property values tell the story: Cottonwood homes median at $154,000, lower than Faribault's $120,200 but similar to the broader region's rural character.
What $154K home costs annually
A median-priced home in Cottonwood valued at $154,000 generates roughly $1,737 in annual property taxes at the county's 1.128% rate. Homeowners with mortgages pay slightly more at $1,759, while those without pay $1,716.
Appeal your assessment if overvalued
Thousands of homeowners across Minnesota are reassessed at inflated values each year. If you believe your Cottonwood County home is overassessed, you can file a formal appeal with the county assessor—many successful appeals save homeowners hundreds annually.
How Cottonwood County Compares
Median Annual Property Tax
Cottonwood County
1.13%
Effective rate
Minnesota Avg
0.97%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Cottonwood County, Minnesota?
How much are property taxes in Cottonwood County?
How does Cottonwood County compare to the Minnesota average?
What is the median home value in Cottonwood County, Minnesota?
Why is Cottonwood County property tax rate higher than the Minnesota average?
How does Cottonwood County rank for property taxes in Minnesota?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Minnesota
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.