Clay County Property Taxes
Clay County, Minnesota
Effective Tax Rate
0.00%
31.6% above state avgMedian Annual Tax
$0
$238/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
1.11%
At a Glance
Median Home Value
$256,000
State avg ▲ $222,532
Tax w/ Mortgage/yr
$2,858
$238/mo escrow
Tax w/o Mortgage/yr
$2,846
$237/mo
State Tax Rate Rank
#76
of 87 counties (1 = lowest)
Data Story
About Property Taxes in Clay County, Minnesota
Clay County taxes rise above national median
Clay County's 1.115% effective tax rate sits 12% above the national median of 1.0%, placing it in the 62nd percentile. The median property tax of $2,854 exceeds the national median of $2,690 by $164 despite slightly lower home values.
Minnesota's 20th-highest tax-rate county
Clay ranks 20th among Minnesota's 87 counties by effective rate, noticeably above the state average of 0.968%. The median property tax of $2,854 significantly exceeds Minnesota's average of $2,168.
Elevated rates compared to northern peers
Clay's 1.115% rate stands well above nearby Clearwater (0.732%) and Cook (0.790%), making it the highest-taxing county in the northwest region. Only Carlton among northern counties approaches Clay's burden.
Median home taxes $2,854 per year
With a median home value of $256,000 and Clay's 1.115% effective rate, homeowners pay approximately $2,854 in annual property taxes. Whether mortgaged or not, annual taxes remain remarkably consistent around $2,850.
Appeal assessments to reclaim tax dollars
Clay County homeowners should verify their assessed values against recent sales of comparable properties in their immediate area, as discrepancies are common. Appealing can reduce taxes by $200–$400 annually if assessment errors are found.
How Clay County Compares
Median Annual Property Tax
Clay County
1.11%
Effective rate
Minnesota Avg
0.97%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Clay County, Minnesota?
How much are property taxes in Clay County?
How does Clay County compare to the Minnesota average?
What is the median home value in Clay County, Minnesota?
Why is Clay County property tax rate higher than the Minnesota average?
How does Clay County rank for property taxes in Minnesota?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Minnesota
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.