Franklin County Property Taxes

Franklin County, Massachusetts

Effective Tax Rate

0.00%

10.8% below state avg

Median Annual Tax

$0

$383/mo escrow

#13 of 14 counties in Massachusetts

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

1.51%

vs. Massachusetts Avg10.8% below
vs. National Avg70.8% above

At a Glance

Median Home Value

$303,400

State avg $587,193

Tax w/ Mortgage/yr

$4,542

$379/mo escrow

Tax w/o Mortgage/yr

$4,672

$389/mo

State Tax Rate Rank

#13

of 14 counties (1 = lowest)

Data Story

About Property Taxes in Franklin County, Massachusetts

Franklin taxes well above national average

Franklin County's effective tax rate of 1.514% significantly exceeds the national median of 1.1%, placing it well into the top quarter of tax-burdened counties nationwide. The median tax bill of $4,595 exceeds the national median of $2,690, though homes are slightly cheaper at $303,400 compared to the national $281,900. Adjusted for property value, Franklin homeowners face one of America's steeper property tax burdens.

Franklin ranks second-highest in Massachusetts

At 1.514%, Franklin County ranks second-highest among all Massachusetts counties, exceeded only by Hampden at 1.568%, and nearly half a percentage point above the state average of 1.065%. The median tax of $4,595 sits between the state median of $5,149, reflecting Franklin's lower home values averaging just $303,400. Franklin's high tax rate combined with modest incomes creates one of the state's toughest property tax environments.

Franklin leads all New England neighbors

Franklin's 1.514% rate substantially exceeds nearby Hampshire County (1.466%) and dramatically outpaces Berkshire (1.371%) and all counties southward. When compared to neighboring Vermont and New Hampshire, Franklin's rate is among the highest in the tri-state region, reflecting Massachusetts' overall tax burden. The county's inland agricultural and small-town character hasn't insulated it from steep tax pressure.

A $303,400 home costs roughly $4,595 yearly

The median Franklin property—valued at $303,400—generates an annual tax bill of approximately $4,595, nearly identical for mortgaged and outright owners at $4,542 and $4,672 respectively. Over 30 years, that totals roughly $137,850 in property taxes. For rural western Massachusetts, where incomes are typically lower than state averages, this tax burden represents a significant household expense.

Assessment appeals are critical in Franklin

Franklin's struggling rural economy means assessments often fail to reflect declining property values in many towns, leaving homeowners overpaying relative to true market worth. Appealing an assessment costs nothing and could yield meaningful reductions, particularly important in a county with the state's second-highest tax rate. Communities across Franklin have benefited from assessment challenges that bring values in line with actual comparable sales.

How Franklin County Compares

Median Annual Property Tax

Franklin County$4,595
Massachusetts State Average$5,149
National Average$1,924

Franklin County

1.51%

Effective rate

Massachusetts Avg

0.88%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Franklin County, Massachusetts?
The effective property tax rate in Franklin County, Massachusetts is 1.51%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Franklin County?
The median annual property tax payment in Franklin County is $4,595. Homeowners with a mortgage pay a median of $4,542, while those without a mortgage pay $4,672.
How does Franklin County compare to the Massachusetts average?
Franklin County's effective tax rate of 1.51% is higher than the Massachusetts state average of 0.88%. The median annual property tax in Franklin County is $4,595, compared to the state average of $5,149.
What is the median home value in Franklin County, Massachusetts?
The median home value in Franklin County, Massachusetts is $303,400, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Franklin County property tax rate higher than the Massachusetts average?
Franklin County's effective property tax rate of 1.51% is higher than the Massachusetts average of 0.88%. This difference of 0.64% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Franklin County rank for property taxes in Massachusetts?
Franklin County ranks #13 out of 14 counties in Massachusetts by effective property tax rate (1 = lowest). With a rate of 1.51% and median annual tax of $4,595, it falls in the upper third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Massachusetts

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.