St. Joseph County Property Taxes

St. Joseph County, Indiana

Effective Tax Rate

0.00%

30% above state avg

Median Annual Tax

$0

$130/mo escrow

#87 of 92 counties in Indiana

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.87%

vs. Indiana Avg30% above
vs. National Avg42% below

At a Glance

Median Home Value

$179,800

State avg $178,101

Tax w/ Mortgage/yr

$1,640

$137/mo escrow

Tax w/o Mortgage/yr

$1,428

$119/mo

State Tax Rate Rank

#87

of 92 counties (1 = lowest)

Data Story

About Property Taxes in St. Joseph County, Indiana

St. Joseph County taxes above national average

St. Joseph County's effective tax rate of 0.867% exceeds the national median of 0.84%, putting it in the higher tier of U.S. counties for property taxes. The median annual tax of $1,559 remains well below the national median of $2,690, reflecting Indiana's lower home values.

Among Indiana's highest-tax counties

St. Joseph County ranks high statewide with an effective rate of 0.867%—29% above Indiana's state average of 0.671%. At $1,559 in median annual taxes, St. Joseph County homeowners pay significantly more than the state median of $1,199.

Highest rate in the region

St. Joseph County's 0.867% tax rate is the steepest among the eight surveyed counties, nearly 45% higher than Starke County's 0.603%. The county stands alone at the top end of the local tax spectrum.

What St. Joseph homeowners pay yearly

On a median home value of $179,800, St. Joseph County homeowners pay approximately $1,559 in annual property taxes. With a mortgage, expect closer to $1,640; without one, around $1,428—among the highest in the region.

Appeal your assessment today

Many St. Joseph County homeowners are overassessed and don't realize they can appeal. Contact the county assessor to request a reassessment and explore exemptions you may qualify for—potentially saving hundreds annually.

How St. Joseph County Compares

Median Annual Property Tax

St. Joseph County$1,559
Indiana State Average$1,199
National Average$1,924

St. Joseph County

0.87%

Effective rate

Indiana Avg

0.67%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in St. Joseph County, Indiana?
The effective property tax rate in St. Joseph County, Indiana is 0.87%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in St. Joseph County?
The median annual property tax payment in St. Joseph County is $1,559. Homeowners with a mortgage pay a median of $1,640, while those without a mortgage pay $1,428.
How does St. Joseph County compare to the Indiana average?
St. Joseph County's effective tax rate of 0.87% is higher than the Indiana state average of 0.67%. The median annual property tax in St. Joseph County is $1,559, compared to the state average of $1,199.
What is the median home value in St. Joseph County, Indiana?
The median home value in St. Joseph County, Indiana is $179,800, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is St. Joseph County property tax rate higher than the Indiana average?
St. Joseph County's effective property tax rate of 0.87% is higher than the Indiana average of 0.67%. This difference of 0.19% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does St. Joseph County rank for property taxes in Indiana?
St. Joseph County ranks #87 out of 92 counties in Indiana by effective property tax rate (1 = lowest). With a rate of 0.87% and median annual tax of $1,559, it falls in the upper third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Indiana

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.