Clay County Property Taxes
Clay County, Indiana
Effective Tax Rate
0.00%
50.9% below state avgMedian Annual Tax
$0
$49/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.46%
At a Glance
Median Home Value
$128,900
State avg ▼ $178,101
Tax w/ Mortgage/yr
$639
$53/mo escrow
Tax w/o Mortgage/yr
$517
$43/mo
State Tax Rate Rank
#2
of 92 counties (1 = lowest)
Similar tax rates
Data Story
About Property Taxes in Clay County, Indiana
Clay County offers Indiana's most affordable property taxes
At 0.457%, Clay County's effective tax rate is less than one-third the national median, making it exceptionally tax-friendly. The median annual tax of just $589 ranks among America's most affordable tax burdens.
Lowest effective rate in Indiana
Clay County's 0.457% effective rate sits well below the state average of 0.671%, delivering the lowest tax burden among Indiana's 92 counties. The median tax bill of $589 is less than half the state median of $1,199.
Significantly lower than surrounding counties
Clay County's 0.457% rate undercuts every nearby county in the region, from Clinton (0.622%) to Cass (0.694%) to Crawford (0.737%). This tax advantage is a defining characteristic of the county's affordability.
Median Clay home costs just $589 yearly
A Clay County homeowner with the median property value of $128,900 pays approximately $589 annually in property taxes—among the lowest in the nation. Including mortgage escrow costs, annual payments average around $639.
Even low taxes can be lowered further
Clay County homeowners can still benefit from assessment appeals, as some properties are valued above fair market value. The reassessment process is free and can unlock additional savings even in this tax-friendly county.
How Clay County Compares
Median Annual Property Tax
Clay County
0.46%
Effective rate
Indiana Avg
0.67%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Clay County, Indiana?
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How does Clay County compare to the Indiana average?
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How does Clay County rank for property taxes in Indiana?
Counties with Similar Tax Rates
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Other Counties in Indiana
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.