Cumberland County Property Taxes

Cumberland County, Pennsylvania

Effective Tax Rate

0.00%

19.7% above state avg

Median Annual Tax

$0

$265/mo escrow

#27 of 67 counties in Pennsylvania

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

1.21%

vs. Pennsylvania Avg19.7% above
vs. National Avg18.2% above

At a Glance

Median Home Value

$261,900

State avg $200,333

Tax w/ Mortgage/yr

$3,257

$271/mo escrow

Tax w/o Mortgage/yr

$3,027

$252/mo

State Tax Rate Rank

#27

of 67 counties (1 = lowest)

Data Story

About Property Taxes in Cumberland County, Pennsylvania

Cumberland taxes remain below national median

Cumberland County's 1.214% effective tax rate sits below Pennsylvania's state average of 1.317% and the national median of 1.58%, despite the county's median home value of $261,900 approaching the national median. The median property tax of $3,180 exceeds the national median of $2,690, reflecting higher home values.

Cumberland ranks mid-range among counties

At $3,180 in median annual property taxes, Cumberland County ranks in Pennsylvania's middle tier, paying 20% more than the state average of $2,657. The 1.214% rate reflects a moderate tax burden relative to other counties statewide.

Cumberland pays more than adjacent counties

Cumberland County's $3,180 median tax significantly exceeds nearby Clearfield ($1,488), Clinton ($2,047), and Columbia ($2,266), driven partly by higher home values of $261,900. However, its 1.214% rate remains competitive compared to Dauphin's 1.427% and Delaware's 1.984%.

Median homeowner pays $3,180 annually

On a median home value of $261,900, Cumberland County homeowners pay approximately $3,180 in annual property taxes at the county's 1.214% effective rate. With a mortgage, taxes reach $3,257; without one, they total $3,027.

Challenge inflated assessments to save

Cumberland County homeowners with higher-value properties can recoup significant savings by appealing overassessments, potentially recovering $400-600 annually. Verify your assessed value against recent comparable sales, and file an appeal if your property is valued above market.

How Cumberland County Compares

Median Annual Property Tax

Cumberland County$3,180
Pennsylvania State Average$2,657
National Average$1,924

Cumberland County

1.21%

Effective rate

Pennsylvania Avg

1.33%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Cumberland County, Pennsylvania?
The effective property tax rate in Cumberland County, Pennsylvania is 1.21%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Cumberland County?
The median annual property tax payment in Cumberland County is $3,180. Homeowners with a mortgage pay a median of $3,257, while those without a mortgage pay $3,027.
How does Cumberland County compare to the Pennsylvania average?
Cumberland County's effective tax rate of 1.21% is lower than the Pennsylvania state average of 1.33%. The median annual property tax in Cumberland County is $3,180, compared to the state average of $2,657.
What is the median home value in Cumberland County, Pennsylvania?
The median home value in Cumberland County, Pennsylvania is $261,900, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Cumberland County a low property tax area in Pennsylvania?
Yes — Cumberland County's effective property tax rate of 1.21% is below the Pennsylvania average of 1.33%. The median annual property tax of $3,180 is also comparable to the state average of $2,657, making it a relatively affordable area for property taxes.
How does Cumberland County rank for property taxes in Pennsylvania?
Cumberland County ranks #27 out of 67 counties in Pennsylvania by effective property tax rate (1 = lowest). With a rate of 1.21% and median annual tax of $3,180, it falls in the middle third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Pennsylvania

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.