Bedford County Property Taxes

Bedford County, Pennsylvania

Effective Tax Rate

0.00%

47.2% below state avg

Median Annual Tax

$0

$117/mo escrow

#1 of 67 counties in Pennsylvania

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.81%

vs. Pennsylvania Avg47.2% below
vs. National Avg47.8% below

At a Glance

Median Home Value

$172,900

State avg $200,333

Tax w/ Mortgage/yr

$1,471

$123/mo escrow

Tax w/o Mortgage/yr

$1,339

$112/mo

State Tax Rate Rank

#1

of 67 counties (1 = lowest)

Data Story

About Property Taxes in Bedford County, Pennsylvania

Bedford County offers remarkably low tax rate

Bedford County's effective rate of 0.811% stands far below the national median of 1.300%, placing it in the bottom 15% of all U.S. counties and making it one of America's lowest-tax areas. The median annual property tax of $1,403 is roughly half the national median of $2,690, a substantial advantage for homeowners.

Pennsylvania's lowest effective tax rate

Bedford County ranks as Pennsylvania's most tax-friendly county with an effective rate of 0.811%, well below the state average of 1.317%. Median annual taxes of $1,403 represent less than 53% of Pennsylvania's median tax bill of $2,657.

Dramatically lower than surrounding counties

Bedford's 0.811% rate is roughly half that of neighboring Blair County (1.092%) and Bradford County (1.157%), making it a clear tax haven in the region. This exceptional rate reflects lower municipal and school district spending relative to other South-Central Pennsylvania counties.

What the median homeowner pays yearly

A homeowner with a median-valued property ($172,900) in Bedford County pays only $1,403 annually in property taxes—the lowest burden among the eight counties. With a mortgage, that rises to $1,471; without, it drops to $1,339.

Even low-tax counties benefit from appeals

Bedford's exceptional tax rate is an asset, but overassessment still happens here too. If you believe your home's assessed value doesn't reflect its true market value, an appeal can confirm accuracy and protect your savings.

How Bedford County Compares

Median Annual Property Tax

Bedford County$1,403
Pennsylvania State Average$2,657
National Average$1,924

Bedford County

0.81%

Effective rate

Pennsylvania Avg

1.33%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Bedford County, Pennsylvania?
The effective property tax rate in Bedford County, Pennsylvania is 0.81%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Bedford County?
The median annual property tax payment in Bedford County is $1,403. Homeowners with a mortgage pay a median of $1,471, while those without a mortgage pay $1,339.
How does Bedford County compare to the Pennsylvania average?
Bedford County's effective tax rate of 0.81% is lower than the Pennsylvania state average of 1.33%. The median annual property tax in Bedford County is $1,403, compared to the state average of $2,657.
What is the median home value in Bedford County, Pennsylvania?
The median home value in Bedford County, Pennsylvania is $172,900, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Bedford County a low property tax area in Pennsylvania?
Yes — Bedford County's effective property tax rate of 0.81% is below the Pennsylvania average of 1.33%. The median annual property tax of $1,403 is also lower the state average of $2,657, making it a relatively affordable area for property taxes.
How does Bedford County rank for property taxes in Pennsylvania?
Bedford County ranks #1 out of 67 counties in Pennsylvania by effective property tax rate (1 = lowest). With a rate of 0.81% and median annual tax of $1,403, it falls in the lower third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Pennsylvania

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.