Cortland County Property Taxes
Cortland County, New York
Effective Tax Rate
0.00%
11.1% below state avgMedian Annual Tax
$0
$349/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
2.65%
At a Glance
Median Home Value
$158,100
State avg ▼ $267,155
Tax w/ Mortgage/yr
$4,539
$378/mo escrow
Tax w/o Mortgage/yr
$3,641
$303/mo
State Tax Rate Rank
#58
of 62 counties (1 = lowest)
Data Story
About Property Taxes in Cortland County, New York
Cortland has highest tax rate here
Cortland County's effective tax rate of 2.646% is the highest among these eight counties and roughly four times the national median effective rate of 0.71%. The median property tax bill of $4,184 substantially exceeds the national median of $2,690, reflecting both Cortland's elevated rate and homes valued above the national median.
Cortland's rate tops New York average
Cortland County's effective rate of 2.646% exceeds New York's state average of 2.046%, placing it among the higher-taxed counties statewide. Its median property tax of $4,184 falls below the state average of $4,709, suggesting Cortland residents face steep rates on more modestly valued properties.
Cortland charges most among peers
Cortland County's 2.646% rate is notably higher than neighboring Chenango (2.389%), Delaware (1.736%), and most others in this regional group. In absolute terms, Cortland's median tax of $4,184 is substantial, making it one of the costlier counties for property owners in central New York.
Cortland homeowners pay $4,184 tax
A homeowner with a median-valued property of $158,100 in Cortland County pays an estimated $4,184 in annual property taxes, or roughly $349 per month. Adding mortgage escrow increases the annual bill to approximately $4,539.
High rates make appeals worthwhile
Cortland County's elevated tax rate makes assessment accuracy especially important—even a small overvaluation compounds significantly. Contact your local assessor to request a reassessment if you suspect your home's value has been inflated; a successful appeal could recover thousands in tax savings.
How Cortland County Compares
Median Annual Property Tax
Cortland County
2.65%
Effective rate
New York Avg
1.76%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Cortland County, New York?
How much are property taxes in Cortland County?
How does Cortland County compare to the New York average?
What is the median home value in Cortland County, New York?
Why is Cortland County property tax rate higher than the New York average?
How does Cortland County rank for property taxes in New York?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in New York
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.