Clay County Property Taxes

Clay County, Missouri

Effective Tax Rate

0.00%

134.9% above state avg

Median Annual Tax

$0

$235/mo escrow

#111 of 115 counties in Missouri

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

1.10%

vs. Missouri Avg134.9% above
vs. National Avg4.7% above

At a Glance

Median Home Value

$256,400

State avg $162,432

Tax w/ Mortgage/yr

$2,885

$240/mo escrow

Tax w/o Mortgage/yr

$2,679

$223/mo

State Tax Rate Rank

#111

of 115 counties (1 = lowest)

Data Story

About Property Taxes in Clay County, Missouri

Clay has the state's highest tax rate

Clay County's effective tax rate of 1.099% sits well above the national median of 0.93%, making it one of the highest-tax counties in America. Homeowners here pay $2,817 annually on a $256,400 median home, approaching the national median tax bill despite similar home values.

Highest effective rate in Missouri

Clay County claims the highest effective property tax rate among Missouri's 114 counties at 1.099%, significantly outpacing the state average of 0.733%. Its median tax of $2,817 more than doubles Missouri's median of $1,199, reflecting the county's hefty tax burden.

Dramatically higher taxes than nearby counties

Clay County's 1.099% rate far exceeds all regional peers: Carroll (0.844%), Cass (0.879%), Cedar (0.587%), and Clark (0.969%). Only statewide comparison shows Clark approaching Clay's elevated tax pressure.

Nearly $2,800 yearly on typical home

A typical Clay County homeowner with a $256,400 home pays $2,817 in annual property tax, or about $235 per month. With a mortgage, escrow increases that to $2,885 as it bundles insurance, levies, and other property-related costs.

Appeals offer biggest savings potential here

Clay County's highest-in-state tax rate makes assessment challenges especially valuable—even small reductions in assessed value yield substantial annual savings. If you suspect overassessment, a free appeal is a smart financial move that could save you hundreds annually.

How Clay County Compares

Median Annual Property Tax

Clay County$2,817
Missouri State Average$1,199
National Average$1,924

Clay County

1.10%

Effective rate

Missouri Avg

0.74%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Clay County, Missouri?
The effective property tax rate in Clay County, Missouri is 1.10%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Clay County?
The median annual property tax payment in Clay County is $2,817. Homeowners with a mortgage pay a median of $2,885, while those without a mortgage pay $2,679.
How does Clay County compare to the Missouri average?
Clay County's effective tax rate of 1.10% is higher than the Missouri state average of 0.74%. The median annual property tax in Clay County is $2,817, compared to the state average of $1,199.
What is the median home value in Clay County, Missouri?
The median home value in Clay County, Missouri is $256,400, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Clay County property tax rate higher than the Missouri average?
Clay County's effective property tax rate of 1.10% is higher than the Missouri average of 0.74%. This difference of 0.36% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Clay County rank for property taxes in Missouri?
Clay County ranks #111 out of 115 counties in Missouri by effective property tax rate (1 = lowest). With a rate of 1.10% and median annual tax of $2,817, it falls in the upper third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Missouri

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.