Cumberland County Property Taxes
Cumberland County, Maine
Effective Tax Rate
0.00%
76.2% above state avgMedian Annual Tax
$0
$381/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
1.11%
At a Glance
Median Home Value
$411,400
State avg ▲ $236,581
Tax w/ Mortgage/yr
$4,601
$383/mo escrow
Tax w/o Mortgage/yr
$4,532
$378/mo
State Tax Rate Rank
#8
of 16 counties (1 = lowest)
Data Story
About Property Taxes in Cumberland County, Maine
Cumberland taxes moderate despite high values
Cumberland County's 1.113% effective tax rate sits nearly at the national median of 1.1%, placing it in the 50th percentile nationally. Despite a median home value of $411,400—the highest in Maine and 46% above the national median—residents pay $4,577 annually, which exceeds the national median tax of $2,690. Cumberland's combination of expensive homes and a slightly-above-average tax rate creates substantial annual bills.
Lowest tax rate among Maine's counties
Cumberland's 1.113% effective rate ranks tied-lowest among Maine's 16 counties, essentially equal to the state average of 1.107%. This restraint is remarkable given the county's premium home values and expensive housing market. Homeowners benefit from both a competitive tax rate and access to Southern Maine's economic opportunities.
Competitive rate despite premium market
Cumberland's 1.113% rate matches or beats surrounding counties like York and Oxford while commanding the state's highest median home values at $411,400. Knox County (1.253%) and Androscoggin (1.256%) charge substantially more despite lower home values. Cumberland's tax competitiveness combined with its desirable location makes it attractive to affluent residents.
Premium homes, premium tax bills
A median Cumberland home valued at $411,400 carries an estimated annual property tax of $4,577, the highest median in Maine. Homeowners with mortgages pay approximately $4,601, while those without mortgages pay around $4,532 annually. Over a 30-year mortgage, that totals nearly $137,000 in property taxes on a median-priced home.
High-value homes warrant careful assessment review
With homes valued at $400,000-plus, even small assessment errors translate to hundreds in annual overpayment. Cumberland homeowners should request recent comparable sales data and verify their assessment accuracy, especially after market fluctuations. Successful appeals on high-value properties can deliver thousands in refunds and permanent tax reductions.
How Cumberland County Compares
Median Annual Property Tax
Cumberland County
1.11%
Effective rate
Maine Avg
1.10%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Cumberland County, Maine?
How much are property taxes in Cumberland County?
How does Cumberland County compare to the Maine average?
What is the median home value in Cumberland County, Maine?
Why is Cumberland County property tax rate higher than the Maine average?
How does Cumberland County rank for property taxes in Maine?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Maine
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.