Clayton County Property Taxes

Clayton County, Iowa

Effective Tax Rate

0.00%

0.5% below state avg

Median Annual Tax

$0

$179/mo escrow

#60 of 99 counties in Iowa

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

1.38%

vs. Iowa Avg0.5% below
vs. National Avg20.1% below

At a Glance

Median Home Value

$155,700

State avg $160,608

Tax w/ Mortgage/yr

$2,205

$184/mo escrow

Tax w/o Mortgage/yr

$2,087

$174/mo

State Tax Rate Rank

#60

of 99 counties (1 = lowest)

Data Story

About Property Taxes in Clayton County, Iowa

Clayton County runs above-average taxes

At 1.380%, Clayton County's effective tax rate exceeds the national median of 1.347% by roughly 3%, placing it around the 55th percentile nationally. The county's $2,149 median property tax is 20% below the national median of $2,690.

Slightly above Iowa's state average

Clayton County's effective rate of 1.380% runs just above Iowa's state average of 1.344%, making it a modest above-average tax county. The median property tax of $2,149 sits just below the state median of $2,160.

Middle tier in northeast Iowa

Clayton County's 1.380% rate places it squarely between low-tax Cherokee (1.076%) and high-tax Clinton (1.549%) in northeastern Iowa. The county offers reasonable taxes compared to upstate neighbors but slightly more than the statewide average.

Near-state-average tax bill

On Clayton County's median home value of $155,700, the 1.380% effective rate works out to $2,149 in annual property taxes. With a mortgage, you'd owe closer to $2,205; without, approximately $2,087.

Appeals work for every tax level

Homeowners in moderate-tax counties like Clayton shouldn't skip the appeal process—even a 5% reduction in assessed value saves $75–$110 yearly. Iowa's informal review gives all residents a free opportunity to verify their assessment's fairness.

How Clayton County Compares

Median Annual Property Tax

Clayton County$2,149
Iowa State Average$2,160
National Average$1,924

Clayton County

1.38%

Effective rate

Iowa Avg

1.34%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Clayton County, Iowa?
The effective property tax rate in Clayton County, Iowa is 1.38%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Clayton County?
The median annual property tax payment in Clayton County is $2,149. Homeowners with a mortgage pay a median of $2,205, while those without a mortgage pay $2,087.
How does Clayton County compare to the Iowa average?
Clayton County's effective tax rate of 1.38% is higher than the Iowa state average of 1.34%. The median annual property tax in Clayton County is $2,149, compared to the state average of $2,160.
What is the median home value in Clayton County, Iowa?
The median home value in Clayton County, Iowa is $155,700, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Clayton County property tax rate higher than the Iowa average?
Clayton County's effective property tax rate of 1.38% is higher than the Iowa average of 1.34%. This difference of 0.04% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Clayton County rank for property taxes in Iowa?
Clayton County ranks #60 out of 99 counties in Iowa by effective property tax rate (1 = lowest). With a rate of 1.38% and median annual tax of $2,149, it falls in the middle third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Iowa

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.