Clay County Property Taxes
Clay County, Iowa
Effective Tax Rate
0.00%
6.1% below state avgMedian Annual Tax
$0
$169/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
1.18%
At a Glance
Median Home Value
$171,500
State avg ▲ $160,608
Tax w/ Mortgage/yr
$2,081
$173/mo escrow
Tax w/o Mortgage/yr
$1,970
$164/mo
State Tax Rate Rank
#19
of 99 counties (1 = lowest)
Data Story
About Property Taxes in Clay County, Iowa
Clay County sits near national average
Clay County's effective tax rate of 1.183% falls modestly below the national median of 1.347%, placing it around the 45th percentile nationally. The county's $2,028 median property tax remains 25% below the national median of $2,690.
Moderate taxes for Iowa
At 1.183%, Clay County's effective rate runs slightly below Iowa's state average of 1.344%, keeping the county in the middle range statewide. The county's $2,028 median property tax sits between the state median of $2,160 and neighboring county averages.
Balanced taxes in north-central Iowa
Clay County's 1.183% rate falls between Cherokee's low 1.076% and Cerro Gordo's high 1.496%. The county offers a middle ground for homeowners seeking reasonable taxes without the extreme burden of Clarke or Clinton counties.
Mid-range bill on median home
A home valued at $171,500—Clay County's median—generates approximately $2,028 in annual property taxes under the 1.183% rate. With a mortgage, expect closer to $2,081; without, around $1,970.
Challenge inflated assessments
Even counties with moderate tax rates benefit from homeowner appeals when assessments exceed market value. Iowa's informal review process gives you a chance to lower your assessment at zero cost.
How Clay County Compares
Median Annual Property Tax
Clay County
1.18%
Effective rate
Iowa Avg
1.34%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Clay County, Iowa?
How much are property taxes in Clay County?
How does Clay County compare to the Iowa average?
What is the median home value in Clay County, Iowa?
Is Clay County a low property tax area in Iowa?
How does Clay County rank for property taxes in Iowa?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Iowa
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.