Hernando County Property Taxes

Hernando County, Florida

Effective Tax Rate

0.00%

8.1% below state avg

Median Annual Tax

$0

$144/mo escrow

#26 of 67 counties in Florida

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.72%

vs. Florida Avg8.1% below
vs. National Avg35.6% below

At a Glance

Median Home Value

$240,700

State avg $257,245

Tax w/ Mortgage/yr

$1,919

$160/mo escrow

Tax w/o Mortgage/yr

$1,435

$120/mo

State Tax Rate Rank

#26

of 67 counties (1 = lowest)

Data Story

About Property Taxes in Hernando County, Florida

Hernando's rate beats U.S. median comfortably

Hernando County's 0.720% effective tax rate sits about 22% below the national median of 0.92%, placing it in the lower half of taxed counties nationwide. At $1,732 median annual property tax, residents pay 35% less than the national median of $2,690.

Just below Florida's statewide average

Hernando's 0.720% rate trails Florida's 0.731% average by a slim margin, ranking it near the middle of the state's 67 counties. The county's $1,732 median tax falls short of Florida's $1,885 average.

Competitive with Southwest Florida peers

Hernando's 0.720% rate sits nearly equal to Highlands County (0.728%) and outperforms larger Hillsborough County (0.836%). It runs higher than rural Holmes (0.520%) and Jackson (0.549%), reflecting its more developed coastal character.

Typical annual tax on $240K home

A Hernando County homeowner with a $240,700 median-valued home pays approximately $1,732 per year in property taxes. With mortgage-related assessments factored in, that rises to roughly $1,919.

Appeal your assessment if unsure

One in six to seven homeowners holds an inflated property assessment, often due to outdated valuations or data errors. Hernando County residents can request a free reassessment through the Property Appraiser's office if they suspect overvaluation.

Tax Rate Details

Understanding Millage Rates in Hernando County

In Florida, property taxes are expressed as a millage rate (also called a mill rate). One mill equals $1 of tax for every $1,000 of assessed property value. Your total property tax bill is determined by adding together the millage rates set by the county, city or municipality, school district, and any special districts.

In Florida, property is assessed at just value (market value), but homestead exemptions can reduce taxable value by $50,000 or more. The millage rate is applied to the taxable value after exemptions. Florida counties, cities, school districts, and special districts each levy their own millage rates.

Hernando County has an effective property tax rate of 0.72%, resulting in a median annual tax bill of $1,732. Use the calculator above to estimate your property tax based on Hernando County's current rate, or contact the Hernando County tax assessor's office for the exact millage rate breakdown for your property.

How Hernando County Compares

Median Annual Property Tax

Hernando County$1,732
Florida State Average$1,885
National Average$1,924

Hernando County

0.72%

Effective rate

Florida Avg

0.73%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Hernando County, Florida?
The effective property tax rate in Hernando County, Florida is 0.72%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
What is the millage rate in Hernando County, Florida?
The millage rate (also called mill rate) is the property tax rate expressed as dollars per $1,000 of assessed property value. In Florida, property taxes are calculated by multiplying your assessed property value by the total millage rate, which includes levies from the county, city, school district, and special districts. Hernando County has an effective property tax rate of 0.72%, which translates to a median annual tax bill of $1,732. To find the exact millage rate breakdown for your property, check with the Hernando County tax assessor's office.
How much are property taxes in Hernando County?
The median annual property tax payment in Hernando County is $1,732. Homeowners with a mortgage pay a median of $1,919, while those without a mortgage pay $1,435.
How does Hernando County compare to the Florida average?
Hernando County's effective tax rate of 0.72% is lower than the Florida state average of 0.73%. The median annual property tax in Hernando County is $1,732, compared to the state average of $1,885.
What is the median home value in Hernando County, Florida?
The median home value in Hernando County, Florida is $240,700, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Hernando County a low property tax area in Florida?
Yes — Hernando County's effective property tax rate of 0.72% is below the Florida average of 0.73%. The median annual property tax of $1,732 is also lower the state average of $1,885, making it a relatively affordable area for property taxes.
How does Hernando County rank for property taxes in Florida?
Hernando County ranks #26 out of 67 counties in Florida by effective property tax rate (1 = lowest). With a rate of 0.72% and median annual tax of $1,732, it falls in the middle third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Florida

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.