Spotsylvania County Property Taxes
Spotsylvania County, Virginia
Effective Tax Rate
0.00%
15.5% above state avgMedian Annual Tax
$0
$189/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.60%
At a Glance
Median Home Value
$375,000
State avg ▲ $278,065
Tax w/ Mortgage/yr
$2,304
$192/mo escrow
Tax w/o Mortgage/yr
$2,107
$176/mo
State Tax Rate Rank
#58
of 133 counties (1 = lowest)
Data Story
About Property Taxes in Spotsylvania County, Virginia
Spotsylvania taxes run below U.S. median
Spotsylvania County's effective tax rate of 0.604% remains well below the national median property tax of $2,690 on a $281,900 median home. At this rate, the typical U.S. homeowner's house would cost just $1,703 to tax annually in Spotsylvania—about 37% savings versus the national norm.
Below Virginia average, strong home values
Spotsylvania County's 0.604% effective rate sits about 10% below Virginia's 0.671% state average, and the median property tax of $2,263 slightly exceeds the state median of $1,960. This reflects Spotsylvania's higher home values ($375,000 median) driven by proximity to Richmond and growing suburban demand.
Lowest rate in northern Virginia region
Spotsylvania County's 0.604% rate undercuts Stafford County (0.720%) and Staunton city (0.709%), the region's other major population centers. Despite higher home values than rural neighbors, Spotsylvania maintains a competitive tax position for its growing suburban market.
Median Spotsylvania tax is $2,263 yearly
With a median home value of $375,000, Spotsylvania County homeowners pay approximately $2,263 annually in property taxes. With a mortgage, that rises to $2,304; without one, it drops to $2,107—making taxes moderate relative to home values in this expanding suburb.
Check your valuation; appeals are free
Even in fairly assessed counties, some homes drift above true market value during rapid growth periods like Spotsylvania's suburban expansion. A free appeal to Spotsylvania County's assessor can confirm your home's worth and potentially recover thousands in annual savings.
How Spotsylvania County Compares
Median Annual Property Tax
Spotsylvania County
0.60%
Effective rate
Virginia Avg
0.70%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Spotsylvania County, Virginia?
How much are property taxes in Spotsylvania County?
How does Spotsylvania County compare to the Virginia average?
What is the median home value in Spotsylvania County, Virginia?
Is Spotsylvania County a low property tax area in Virginia?
How does Spotsylvania County rank for property taxes in Virginia?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Virginia
Prince Edward County
0.40%
Bath County
0.40%
Nottoway County
0.42%
Mathews County
0.42%
Amelia County
0.43%
Lunenburg County
0.44%
Buchanan County
0.44%
Craig County
0.46%
Bedford County
0.46%
Campbell County
0.46%
Northumberland County
0.48%
Mecklenburg County
0.49%
Halifax County
0.49%
Augusta County
0.49%
Lancaster County
0.49%
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.