Cumberland County Property Taxes

Cumberland County, Virginia

Effective Tax Rate

0.00%

28.7% below state avg

Median Annual Tax

$0

$117/mo escrow

#71 of 133 counties in Virginia

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.64%

vs. Virginia Avg28.7% below
vs. National Avg48% below

At a Glance

Median Home Value

$220,100

State avg $278,065

Tax w/ Mortgage/yr

$1,346

$112/mo escrow

Tax w/o Mortgage/yr

$1,486

$124/mo

State Tax Rate Rank

#71

of 133 counties (1 = lowest)

Data Story

About Property Taxes in Cumberland County, Virginia

Cumberland balances moderate rates, values

Cumberland County's effective tax rate of 0.635% sits modestly above the national median of 0.72%, maintaining a reasonable burden across its tax base. The median property tax of $1,398 trails the national median of $2,690 by roughly half, reflecting Cumberland's rural character and lower median home values at $220,100.

Middle-of-the-road Virginia burden

Cumberland County's 0.635% effective rate falls near Virginia's state average of 0.671%, placing it squarely in the middle of the state's tax spectrum. The median tax bill of $1,398 sits below the state median of $1,960, benefiting rural and moderate-income households.

Lower taxes than suburban peers

Cumberland's $1,398 median property tax significantly undercuts Chesterfield County's $2,636 and Culpeper County's $2,119, reflecting its more rural, less developed character. The 0.635% rate provides a middle ground in the greater Richmond region.

Moderate tax burden for rural living

A Cumberland County homeowner with the median-valued property of $220,100 pays approximately $1,398 in annual property taxes. Mortgage holders typically pay $1,346, while owners without mortgages pay $1,486, a relatively small difference.

Verify your county assessment

Even rural homeowners with modest tax bills should verify their property valuations—errors can accumulate across decades of ownership. Cumberland's straightforward appeal process offers a free way to ensure you're not overpaying on already-modest assessments.

How Cumberland County Compares

Median Annual Property Tax

Cumberland County$1,398
Virginia State Average$1,960
National Average$1,924

Cumberland County

0.64%

Effective rate

Virginia Avg

0.70%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Cumberland County, Virginia?
The effective property tax rate in Cumberland County, Virginia is 0.64%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Cumberland County?
The median annual property tax payment in Cumberland County is $1,398. Homeowners with a mortgage pay a median of $1,346, while those without a mortgage pay $1,486.
How does Cumberland County compare to the Virginia average?
Cumberland County's effective tax rate of 0.64% is lower than the Virginia state average of 0.70%. The median annual property tax in Cumberland County is $1,398, compared to the state average of $1,960.
What is the median home value in Cumberland County, Virginia?
The median home value in Cumberland County, Virginia is $220,100, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Cumberland County a low property tax area in Virginia?
Yes — Cumberland County's effective property tax rate of 0.64% is below the Virginia average of 0.70%. The median annual property tax of $1,398 is also lower the state average of $1,960, making it a relatively affordable area for property taxes.
How does Cumberland County rank for property taxes in Virginia?
Cumberland County ranks #71 out of 133 counties in Virginia by effective property tax rate (1 = lowest). With a rate of 0.64% and median annual tax of $1,398, it falls in the middle third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Virginia

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.