Rains County Property Taxes

Rains County, Texas

Effective Tax Rate

0.00%

6.7% above state avg

Median Annual Tax

$0

$196/mo escrow

#71 of 250 counties in Texas

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

1.09%

vs. Texas Avg6.7% above
vs. National Avg12.6% below

At a Glance

Median Home Value

$214,900

State avg $171,960

Tax w/ Mortgage/yr

$3,544

$295/mo escrow

Tax w/o Mortgage/yr

$1,648

$137/mo

State Tax Rate Rank

#71

of 250 counties (1 = lowest)

Data Story

About Property Taxes in Rains County, Texas

Rains taxes run well below state

At 1.093%, Rains County's effective tax rate sits 14% below the Texas state average of 1.276%, offering North Texas homeowners a tax advantage. The median property tax of $2,350 approaches the national median of $2,690, reflecting Rains's higher median home value of $214,900.

Rains ranks in Texas's lower-tax tier

Rains County sits in the bottom half of Texas counties by effective tax rate, making it an affordable option for North Texas residents. Despite paying $2,350 in median annual tax, which exceeds the state average of $2,193, Rains achieves this on a higher home value.

Competitive with North Texas suburbs

Rains County's 1.093% rate undercuts neighboring Collin and Denton counties while matching Hunt County's tax burden, making it attractive for Dallas-area commuters. The median home value of $214,900 reflects its position as an exurban growth corridor.

What a $215K home costs annually

The median Rains County homeowner pays $2,350 per year in property taxes on a $214,900 home. When mortgage-related exemptions apply, the tab climbs to $3,544, though homestead exemptions and agricultural exemptions can reduce this substantially.

Protect yourself from overassessment

Rains County homeowners should verify their assessments annually—growth counties like Rains often see inflated values that don't match actual market sales. Filing a free appeal with the appraisal district can recover hundreds in overpaid taxes.

How Rains County Compares

Median Annual Property Tax

Rains County$2,350
Texas State Average$2,203
National Average$1,924

Rains County

1.09%

Effective rate

Texas Avg

1.28%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Rains County, Texas?
The effective property tax rate in Rains County, Texas is 1.09%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Rains County?
The median annual property tax payment in Rains County is $2,350. Homeowners with a mortgage pay a median of $3,544, while those without a mortgage pay $1,648.
How does Rains County compare to the Texas average?
Rains County's effective tax rate of 1.09% is lower than the Texas state average of 1.28%. The median annual property tax in Rains County is $2,350, compared to the state average of $2,203.
What is the median home value in Rains County, Texas?
The median home value in Rains County, Texas is $214,900, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Rains County a low property tax area in Texas?
Yes — Rains County's effective property tax rate of 1.09% is below the Texas average of 1.28%. The median annual property tax of $2,350 is also comparable to the state average of $2,203, making it a relatively affordable area for property taxes.
How does Rains County rank for property taxes in Texas?
Rains County ranks #71 out of 250 counties in Texas by effective property tax rate (1 = lowest). With a rate of 1.09% and median annual tax of $2,350, it falls in the lower third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Texas

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.