Montgomery County Property Taxes

Montgomery County, Texas

Effective Tax Rate

0.00%

137.7% above state avg

Median Annual Tax

$0

$436/mo escrow

#221 of 250 counties in Texas

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

1.65%

vs. Texas Avg137.7% above
vs. National Avg94.7% above

At a Glance

Median Home Value

$317,500

State avg $171,960

Tax w/ Mortgage/yr

$5,996

$500/mo escrow

Tax w/o Mortgage/yr

$3,848

$321/mo

State Tax Rate Rank

#221

of 250 counties (1 = lowest)

Data Story

About Property Taxes in Montgomery County, Texas

Montgomery's rate well above national median

Montgomery County's effective tax rate of 1.649% substantially exceeds the national median of 1.048%, placing it in the upper echelon of U.S. counties by tax rate. The median property tax of $5,237 is nearly double the national median of $2,690, reflecting both the county's high rate and premium median home value of $317,500.

High taxes for high property values

Montgomery County's 1.649% effective rate exceeds the Texas state average of 1.276%, placing it among higher-tax Texas counties. The median property tax of $5,237 towers above the state median of $2,193, driven by strong real estate markets and suburban prosperity in the greater Houston region.

Premium pricing reflects growth

Montgomery County's 1.649% rate ranks high regionally, surpassed only by Menard County (1.659%) and Mitchell County (1.960%). However, its median home value of $317,500 is substantially higher than all regional peers, explaining the elevated absolute tax payments.

Significant tax bills for premium homes

A typical $317,500 home in Montgomery County generates annual property taxes of approximately $5,237—the highest median in this county group. With mortgage deductions factored in, homeowners face an estimated $5,996 annual obligation, reflecting both suburban real estate values and the county's rate.

Challenge inflated valuations

Montgomery County's booming Houston suburbs can lead to overheated property assessments that outpace actual market values. Homeowners should request appraisals and file appeals if assessments exceed recent comparable sales, potentially saving thousands annually.

How Montgomery County Compares

Median Annual Property Tax

Montgomery County$5,237
Texas State Average$2,203
National Average$1,924

Montgomery County

1.65%

Effective rate

Texas Avg

1.28%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Montgomery County, Texas?
The effective property tax rate in Montgomery County, Texas is 1.65%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Montgomery County?
The median annual property tax payment in Montgomery County is $5,237. Homeowners with a mortgage pay a median of $5,996, while those without a mortgage pay $3,848.
How does Montgomery County compare to the Texas average?
Montgomery County's effective tax rate of 1.65% is higher than the Texas state average of 1.28%. The median annual property tax in Montgomery County is $5,237, compared to the state average of $2,203.
What is the median home value in Montgomery County, Texas?
The median home value in Montgomery County, Texas is $317,500, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Montgomery County property tax rate higher than the Texas average?
Montgomery County's effective property tax rate of 1.65% is higher than the Texas average of 1.28%. This difference of 0.37% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Montgomery County rank for property taxes in Texas?
Montgomery County ranks #221 out of 250 counties in Texas by effective property tax rate (1 = lowest). With a rate of 1.65% and median annual tax of $5,237, it falls in the upper third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Texas

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.