Clay County Property Taxes
Clay County, Texas
Effective Tax Rate
0.00%
0.4% below state avgMedian Annual Tax
$0
$183/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
1.36%
At a Glance
Median Home Value
$161,300
State avg ▼ $171,960
Tax w/ Mortgage/yr
$2,707
$226/mo escrow
Tax w/o Mortgage/yr
$1,647
$137/mo
State Tax Rate Rank
#155
of 250 counties (1 = lowest)
Data Story
About Property Taxes in Clay County, Texas
Clay taxes above national median
Clay County's 1.360% effective rate produces median taxes of $2,194 on a $161,300 home—roughly 18% above the national median tax burden. This places Clay in the upper half of U.S. counties for property tax load.
Higher than Texas average
Clay's 1.360% effective rate exceeds Texas's 1.276% state average by about 6%, and its $2,194 median tax bill runs roughly $1 below the state median. The county ranks in the top quarter of Texas counties by effective rate.
High taxes, mid-range homes
Clay's effective rate ranks second-highest among panhandle neighbors, behind only Childress (1.472%) and matching Carson County (1.362%). Despite similar rates to Carson, Clay's slightly higher home values push the annual bill to $2,194.
Clay County's annual bill
A Clay County home valued at the median of $161,300 generates approximately $2,194 in annual property taxes at the 1.360% rate. With mortgage additions, annual obligations reach roughly $2,707.
Contest high valuations
Clay County homeowners paying above-average tax rates should ensure their assessments match recent comparable sales in their area. Filing an appeal with the appraisal district could substantially reduce your annual tax bill.
How Clay County Compares
Median Annual Property Tax
Clay County
1.36%
Effective rate
Texas Avg
1.28%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Clay County, Texas?
How much are property taxes in Clay County?
How does Clay County compare to the Texas average?
What is the median home value in Clay County, Texas?
Why is Clay County property tax rate higher than the Texas average?
How does Clay County rank for property taxes in Texas?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Texas
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.