Caldwell County Property Taxes

Caldwell County, Texas

Effective Tax Rate

0.00%

30.3% above state avg

Median Annual Tax

$0

$239/mo escrow

#151 of 250 counties in Texas

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

1.33%

vs. Texas Avg30.3% above
vs. National Avg6.7% above

At a Glance

Median Home Value

$215,600

State avg $171,960

Tax w/ Mortgage/yr

$3,511

$293/mo escrow

Tax w/o Mortgage/yr

$2,274

$190/mo

State Tax Rate Rank

#151

of 250 counties (1 = lowest)

Data Story

About Property Taxes in Caldwell County, Texas

Caldwell County taxes exceed national norm

Caldwell County's effective rate of 1.332% ranks above the national median of 1.8%, placing it in the top 40% of highest-tax U.S. counties. With annual property taxes averaging $2,871 on a $215,600 median home, Caldwell residents carry a notably heavier burden than most American homeowners.

Above-average burden in Texas

At 1.332%, Caldwell County's effective rate exceeds the Texas average of 1.276% by more than half a percentage point—one of the state's steeper rates. Homeowners pay $2,871 annually, compared to the state median of $2,193, a $678 premium reflecting the county's cost structure.

Highest rate in the immediate region

Caldwell County's 1.332% effective rate stands out as the highest among nearby counties, roughly a quarter-point above Burnet (1.126%) and more than twice Burleson's rate (1.044%). This regional outlier status makes Caldwell a more expensive place to own property, all else equal.

Regional high in annual property tax

On Caldwell County's $215,600 median home, residents pay approximately $2,871 yearly in property taxes—about $239 per month. With mortgage escrow included, annual costs rise to $3,511, making Caldwell among the costlier central Texas counties for homeownership.

Challenge questionable assessments

Higher tax rates make overassessment especially costly in Caldwell County; even small appraisal errors compound into larger annual bills. Request your appraisal district's recent sales data, compare your assessed value to similar homes sold nearby, and file a protest if the numbers don't align.

How Caldwell County Compares

Median Annual Property Tax

Caldwell County$2,871
Texas State Average$2,203
National Average$1,924

Caldwell County

1.33%

Effective rate

Texas Avg

1.28%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Caldwell County, Texas?
The effective property tax rate in Caldwell County, Texas is 1.33%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Caldwell County?
The median annual property tax payment in Caldwell County is $2,871. Homeowners with a mortgage pay a median of $3,511, while those without a mortgage pay $2,274.
How does Caldwell County compare to the Texas average?
Caldwell County's effective tax rate of 1.33% is higher than the Texas state average of 1.28%. The median annual property tax in Caldwell County is $2,871, compared to the state average of $2,203.
What is the median home value in Caldwell County, Texas?
The median home value in Caldwell County, Texas is $215,600, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Caldwell County property tax rate higher than the Texas average?
Caldwell County's effective property tax rate of 1.33% is higher than the Texas average of 1.28%. This difference of 0.05% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Caldwell County rank for property taxes in Texas?
Caldwell County ranks #151 out of 250 counties in Texas by effective property tax rate (1 = lowest). With a rate of 1.33% and median annual tax of $2,871, it falls in the middle third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Texas

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.