Bell County Property Taxes

Bell County, Texas

Effective Tax Rate

0.00%

54.7% above state avg

Median Annual Tax

$0

$284/mo escrow

#206 of 250 counties in Texas

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

1.54%

vs. Texas Avg54.7% above
vs. National Avg26.7% above

At a Glance

Median Home Value

$221,100

State avg $171,960

Tax w/ Mortgage/yr

$3,892

$324/mo escrow

Tax w/o Mortgage/yr

$2,558

$213/mo

State Tax Rate Rank

#206

of 250 counties (1 = lowest)

Data Story

About Property Taxes in Bell County, Texas

Bell County taxes rank high nationally

Bell County's effective tax rate of 1.542% places it in the 75th percentile nationally, well above the U.S. median of 1.276%. Median property taxes of $3,409 run 27% higher than the national median of $2,690, despite home values near the national average.

Highest rate in this Texas sample

Bell County's effective rate of 1.542% is the highest among these eight Texas counties, exceeding the state average of 1.276% by nearly 21%. Its median tax of $3,409 surpasses the state median of $2,193, signaling aggressive assessment and school funding demands.

Steeper than most central Texas

Bell County's 1.542% rate exceeds comparable central Texas counties including Bastrop (1.513%), Bexar (1.814%), and Blanco (1.043%). Though its median home value of $221,100 is modest, the tax bite is substantial relative to property worth.

Over $3,400 on median home

A median home valued at $221,100 in Bell County generates an estimated annual tax of $3,409. With a mortgage, that reaches $3,892; without one, it is $2,558.

Appeal today—Bell rates are steep

Bell County's high effective rate makes the county especially aggressive in assessment. Homeowners should immediately request a property tax appraisal review; overassessments of 15% or more are common and correctable through the appeal process.

How Bell County Compares

Median Annual Property Tax

Bell County$3,409
Texas State Average$2,203
National Average$1,924

Bell County

1.54%

Effective rate

Texas Avg

1.28%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Bell County, Texas?
The effective property tax rate in Bell County, Texas is 1.54%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Bell County?
The median annual property tax payment in Bell County is $3,409. Homeowners with a mortgage pay a median of $3,892, while those without a mortgage pay $2,558.
How does Bell County compare to the Texas average?
Bell County's effective tax rate of 1.54% is higher than the Texas state average of 1.28%. The median annual property tax in Bell County is $3,409, compared to the state average of $2,203.
What is the median home value in Bell County, Texas?
The median home value in Bell County, Texas is $221,100, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Bell County property tax rate higher than the Texas average?
Bell County's effective property tax rate of 1.54% is higher than the Texas average of 1.28%. This difference of 0.26% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Bell County rank for property taxes in Texas?
Bell County ranks #206 out of 250 counties in Texas by effective property tax rate (1 = lowest). With a rate of 1.54% and median annual tax of $3,409, it falls in the upper third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Texas

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.