Bandera County Property Taxes

Bandera County, Texas

Effective Tax Rate

0.00%

6.5% above state avg

Median Annual Tax

$0

$196/mo escrow

#24 of 250 counties in Texas

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.94%

vs. Texas Avg6.5% above
vs. National Avg12.8% below

At a Glance

Median Home Value

$249,800

State avg $171,960

Tax w/ Mortgage/yr

$2,882

$240/mo escrow

Tax w/o Mortgage/yr

$1,846

$154/mo

State Tax Rate Rank

#24

of 250 counties (1 = lowest)

Data Story

About Property Taxes in Bandera County, Texas

Bandera County has low tax rates

Bandera County's effective rate of 0.940% ranks in the 28th percentile nationally, well below the U.S. median of 1.276%. Despite moderate median home values of $249,800, residents pay just $2,347 annually—well below the national median property tax of $2,690.

Among Texas's most affordable

At 0.940%, Bandera County has one of the lowest effective tax rates in Texas, significantly undercutting the state average of 1.276%. Its median tax of $2,347 sits slightly above the state median of $2,193, reflecting Bandera's better-than-average property values within its tax-friendly environment.

The clear tax bargain nearby

Bandera County's 0.940% rate is the lowest among comparable Hill Country and central Texas peers, including Blanco County (1.043%) and Bastrop County (1.513%). This makes Bandera an attractive destination for retirees and remote workers seeking lower tax bills.

Just $2,347 on median home

A median home valued at $249,800 in Bandera County results in an estimated annual tax of $2,347. With a mortgage, that becomes $2,882; without one, $1,846.

Even low rates warrant checking

Bandera's favorable tax environment doesn't mean every assessment is correct. Homeowners should still verify their property values against recent comparable sales; appealing an overassessed property costs nothing and could reduce your already-modest tax bill further.

How Bandera County Compares

Median Annual Property Tax

Bandera County$2,347
Texas State Average$2,203
National Average$1,924

Bandera County

0.94%

Effective rate

Texas Avg

1.28%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Bandera County, Texas?
The effective property tax rate in Bandera County, Texas is 0.94%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Bandera County?
The median annual property tax payment in Bandera County is $2,347. Homeowners with a mortgage pay a median of $2,882, while those without a mortgage pay $1,846.
How does Bandera County compare to the Texas average?
Bandera County's effective tax rate of 0.94% is lower than the Texas state average of 1.28%. The median annual property tax in Bandera County is $2,347, compared to the state average of $2,203.
What is the median home value in Bandera County, Texas?
The median home value in Bandera County, Texas is $249,800, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Bandera County a low property tax area in Texas?
Yes — Bandera County's effective property tax rate of 0.94% is below the Texas average of 1.28%. The median annual property tax of $2,347 is also comparable to the state average of $2,203, making it a relatively affordable area for property taxes.
How does Bandera County rank for property taxes in Texas?
Bandera County ranks #24 out of 250 counties in Texas by effective property tax rate (1 = lowest). With a rate of 0.94% and median annual tax of $2,347, it falls in the lower third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Texas

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.