Harding County Property Taxes

Harding County, South Dakota

Effective Tax Rate

0.00%

18.2% below state avg

Median Annual Tax

$0

$122/mo escrow

#16 of 65 counties in South Dakota

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.93%

vs. South Dakota Avg18.2% below
vs. National Avg45.7% below

At a Glance

Median Home Value

$156,400

State avg $166,971

Tax w/ Mortgage/yr

$1,480

$123/mo escrow

Tax w/o Mortgage/yr

$1,438

$120/mo

State Tax Rate Rank

#16

of 65 counties (1 = lowest)

Data Story

About Property Taxes in Harding County, South Dakota

Harding County below the national average

At 0.933%, Harding County's effective tax rate falls comfortably below the national median of 1.1%, placing it in the lower-middle range of U.S. counties. The median property tax of $1,460 annually is 46% lower than the national median of $2,690.

Among South Dakota's most affordable counties

Harding County's effective rate of 0.933% sits well below the state average of 1.094%, ranking it among South Dakota's tax-friendly jurisdictions. The median annual tax of $1,460 remains below the state median of $1,785.

Tax-efficient choice in its region

Harding County's 0.933% rate ranks below all major neighbors except Haakon County (0.847%) and Grant County (0.851%), offering favorable tax treatment. It substantially undercuts Hamlin County (1.090%) and Hughes County (1.143%) to the south and east.

Median home costs $1,460 per year

On Harding County's median home value of $156,400, homeowners pay approximately $1,460 annually in property taxes. With a mortgage, that rises to roughly $1,480; without, it drops to $1,438.

Review your property's assessed value today

Harding County's low tax rates are attractive, but individual homeowners may still be overpaying due to inflated assessments. Requesting a review of your property's valuation against recent local sales is a zero-cost way to validate your tax bill.

How Harding County Compares

Median Annual Property Tax

Harding County$1,460
South Dakota State Average$1,785
National Average$1,924

Harding County

0.93%

Effective rate

South Dakota Avg

1.07%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Harding County, South Dakota?
The effective property tax rate in Harding County, South Dakota is 0.93%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Harding County?
The median annual property tax payment in Harding County is $1,460. Homeowners with a mortgage pay a median of $1,480, while those without a mortgage pay $1,438.
How does Harding County compare to the South Dakota average?
Harding County's effective tax rate of 0.93% is lower than the South Dakota state average of 1.07%. The median annual property tax in Harding County is $1,460, compared to the state average of $1,785.
What is the median home value in Harding County, South Dakota?
The median home value in Harding County, South Dakota is $156,400, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Harding County a low property tax area in South Dakota?
Yes — Harding County's effective property tax rate of 0.93% is below the South Dakota average of 1.07%. The median annual property tax of $1,460 is also lower the state average of $1,785, making it a relatively affordable area for property taxes.
How does Harding County rank for property taxes in South Dakota?
Harding County ranks #16 out of 65 counties in South Dakota by effective property tax rate (1 = lowest). With a rate of 0.93% and median annual tax of $1,460, it falls in the lower third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in South Dakota

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.