Cumberland County Property Taxes

Cumberland County, New Jersey

Effective Tax Rate

0.00%

40.7% below state avg

Median Annual Tax

$0

$421/mo escrow

#14 of 21 counties in New Jersey

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

2.46%

vs. New Jersey Avg40.7% below
vs. National Avg87.7% above

At a Glance

Median Home Value

$205,600

State avg $402,957

Tax w/ Mortgage/yr

$5,183

$432/mo escrow

Tax w/o Mortgage/yr

$4,895

$408/mo

State Tax Rate Rank

#14

of 21 counties (1 = lowest)

Data Story

About Property Taxes in Cumberland County, New Jersey

Cumberland taxes above national average

Cumberland County's effective tax rate of 2.455% outpaces the national median of 1.56%, placing it in the top 25% of counties. With more modest home values ($205,600), residents pay $5,048 annually—nearly double the national median tax despite lower property values.

Above average among New Jersey counties

Cumberland's 2.455% effective rate sits above the state average of 2.211%, ranking Cumberland in the upper-middle tier of New Jersey's 21 counties. The median annual tax of $5,048 is well below the state median of $8,512, reflecting Cumberland's lower home values.

Moderate compared to South Jersey peers

Cumberland's 2.455% rate exceeds Cape May (1.325%) but falls below Atlantic (2.475%), Burlington (2.419%), and Camden (3.075%). Among rural South Jersey counties, Cumberland offers a middle-ground tax burden.

Affordable taxes on modest values

A Cumberland County homeowner with the median property value of $205,600 pays $5,048 annually in property taxes. With a mortgage, that figure rises to $5,183, representing roughly $432 monthly—affordable even for modest incomes.

Assessment errors still happen here

Even in lower-value properties, assessments can be inflated through comparable sales errors or outdated valuations. Filing an appeal costs little and can save Cumberland homeowners hundreds annually—significant on lower-priced homes where every dollar matters.

How Cumberland County Compares

Median Annual Property Tax

Cumberland County$5,048
New Jersey State Average$8,512
National Average$1,924

Cumberland County

2.46%

Effective rate

New Jersey Avg

2.11%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Cumberland County, New Jersey?
The effective property tax rate in Cumberland County, New Jersey is 2.46%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Cumberland County?
The median annual property tax payment in Cumberland County is $5,048. Homeowners with a mortgage pay a median of $5,183, while those without a mortgage pay $4,895.
How does Cumberland County compare to the New Jersey average?
Cumberland County's effective tax rate of 2.46% is higher than the New Jersey state average of 2.11%. The median annual property tax in Cumberland County is $5,048, compared to the state average of $8,512.
What is the median home value in Cumberland County, New Jersey?
The median home value in Cumberland County, New Jersey is $205,600, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Cumberland County property tax rate higher than the New Jersey average?
Cumberland County's effective property tax rate of 2.46% is higher than the New Jersey average of 2.11%. This difference of 0.34% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Cumberland County rank for property taxes in New Jersey?
Cumberland County ranks #14 out of 21 counties in New Jersey by effective property tax rate (1 = lowest). With a rate of 2.46% and median annual tax of $5,048, it falls in the middle third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in New Jersey

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.