Frederick County Property Taxes
Frederick County, Maryland
Effective Tax Rate
0.00%
34.1% above state avgMedian Annual Tax
$0
$372/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
1.02%
At a Glance
Median Home Value
$437,700
State avg ▲ $350,738
Tax w/ Mortgage/yr
$4,535
$378/mo escrow
Tax w/o Mortgage/yr
$4,245
$354/mo
State Tax Rate Rank
#18
of 24 counties (1 = lowest)
Similar tax rates
Data Story
About Property Taxes in Frederick County, Maryland
Frederick County taxes rank in top tier nationally
Frederick County's effective rate of 1.020% exceeds the national median of 0.84% by more than 20%, placing it in the upper quarter of U.S. counties. The median property tax bill here is $4,463, 66% higher than the national median of $2,690, driven by both tax rates and property values averaging $437,700.
Ninth highest rate among Maryland counties
Frederick County ranks ninth in Maryland by effective tax rate at 1.020%, above the state average of 0.957%. Its median tax bill of $4,463 runs 34% above Maryland's state median of $3,328.
Comparable to Washington County alternatives
Frederick County's 1.020% rate aligns closely with its neighbors; it trails Charles County's 1.039% but leads Howard County's rate in the state's central corridor. The $4,463 median tax bill represents a $689 annual premium over Harford County's median.
Expected annual tax on median home
A home valued at Frederick County's median of $437,700 will generate approximately $4,463 in annual property taxes at the 1.020% effective rate. With a mortgage, that estimate rises to $4,535; without one, it drops to $4,245.
You may be paying too much
In a high-growth county like Frederick, outdated assessments and valuation errors are common as the market shifts rapidly. Frederick County homeowners should verify their assessment and file an appeal if their property value appears inflated compared to recent sales in their area.
How Frederick County Compares
Median Annual Property Tax
Frederick County
1.02%
Effective rate
Maryland Avg
0.95%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Frederick County, Maryland?
How much are property taxes in Frederick County?
How does Frederick County compare to the Maryland average?
What is the median home value in Frederick County, Maryland?
Why is Frederick County property tax rate higher than the Maryland average?
How does Frederick County rank for property taxes in Maryland?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Maryland
Talbot County
0.66%
Worcester County
0.76%
Queen Anne's County
0.79%
Garrett County
0.83%
Anne Arundel County
0.85%
St. Mary's County
0.87%
Montgomery County
0.87%
Calvert County
0.88%
Washington County
0.89%
Wicomico County
0.89%
Caroline County
0.92%
Harford County
0.93%
Kent County
0.94%
Carroll County
0.94%
Dorchester County
0.95%
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.