Cecil County Property Taxes

Cecil County, Maryland

Effective Tax Rate

0.00%

8.1% below state avg

Median Annual Tax

$0

$255/mo escrow

#17 of 24 counties in Maryland

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.98%

vs. Maryland Avg8.1% below
vs. National Avg13.7% above

At a Glance

Median Home Value

$311,800

State avg $350,738

Tax w/ Mortgage/yr

$3,123

$260/mo escrow

Tax w/o Mortgage/yr

$2,900

$242/mo

State Tax Rate Rank

#17

of 24 counties (1 = lowest)

Data Story

About Property Taxes in Cecil County, Maryland

Cecil County taxes modestly above median

Cecil County's effective tax rate of 0.981% sits just above the national median of 0.890%, placing it in roughly the 55th percentile nationally. The median property tax of $3,059 on homes valued at $311,800 reflects a moderate tax burden slightly below national norms.

Near Maryland's average rate

Cecil County's effective rate of 0.981% sits just above the state average of 0.957%, ranking it in the middle tier of Maryland counties. The median property tax of $3,059 falls below the state median of $3,328, reflecting lower home values rather than favorable tax rates.

Mid-range taxes among regional peers

Cecil's 0.981% rate falls between Caroline (0.922%) and Allegany (1.078%), making it a moderate option in northern Maryland. On a $311,800 median home, residents pay $3,059 annually—less than Baltimore County but slightly more than rural peers.

What you pay on a typical home

On Cecil's median home value of $311,800, the effective tax rate of 0.981% comes to roughly $3,059 in annual property taxes. Homeowners with mortgages typically pay $3,123 per year, while those owning outright pay around $2,900.

You may be overassessed

Cecil County homeowners often don't realize their properties may be assessed above fair market value, missing the chance to reduce taxes. The county's assessment appeal process is available to all residents and can result in meaningful savings if your home is overvalued.

How Cecil County Compares

Median Annual Property Tax

Cecil County$3,059
Maryland State Average$3,328
National Average$1,924

Cecil County

0.98%

Effective rate

Maryland Avg

0.95%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Cecil County, Maryland?
The effective property tax rate in Cecil County, Maryland is 0.98%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Cecil County?
The median annual property tax payment in Cecil County is $3,059. Homeowners with a mortgage pay a median of $3,123, while those without a mortgage pay $2,900.
How does Cecil County compare to the Maryland average?
Cecil County's effective tax rate of 0.98% is higher than the Maryland state average of 0.95%. The median annual property tax in Cecil County is $3,059, compared to the state average of $3,328.
What is the median home value in Cecil County, Maryland?
The median home value in Cecil County, Maryland is $311,800, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Cecil County property tax rate higher than the Maryland average?
Cecil County's effective property tax rate of 0.98% is higher than the Maryland average of 0.95%. This difference of 0.03% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Cecil County rank for property taxes in Maryland?
Cecil County ranks #17 out of 24 counties in Maryland by effective property tax rate (1 = lowest). With a rate of 0.98% and median annual tax of $3,059, it falls in the upper third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Maryland

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.