Luna County Property Taxes
Luna County, New Mexico
Effective Tax Rate
0.00%
37.9% below state avgMedian Annual Tax
$0
$54/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.58%
At a Glance
Median Home Value
$112,500
State avg ▼ $181,648
Tax w/ Mortgage/yr
$697
$58/mo escrow
Tax w/o Mortgage/yr
$588
$49/mo
State Tax Rate Rank
#24
of 33 counties (1 = lowest)
Data Story
About Property Taxes in Luna County, New Mexico
Luna County taxes rank low nationally
Luna County's effective tax rate of 0.576% sits well below the national median property tax of $2,690 on a $281,900 home. At this rate, Luna homeowners pay roughly $1,622 annually on a median-valued home—less than 61% of what the typical American household pays. This places Luna in the bottom third of counties nationwide for tax burden.
Below-average taxes for New Mexico
Luna County's 0.576% rate slightly undercuts New Mexico's state average of 0.595%, positioning it as a moderate-tax county within the state. The median tax bill of $648 is about 38% lower than the state median of $1,043, reflecting both the lower effective rate and Luna's modest median home values.
Luna compares favorably to peers
Luna County's 0.576% rate edges out Mora County (0.535%) but falls between Otero (0.563%) and Quay (0.617%). Among this cluster of rural counties, Luna's tax burden remains moderate and affordable, especially for homeowners with modest incomes.
Median Luna home: $648 annual tax
A home worth $112,500—Luna's median value—generates approximately $648 in annual property taxes at the current rate. Homeowners with mortgages typically pay $697 after insurance and fees, while those owning outright pay around $588, making Luna one of the most accessible counties in the state for housing costs.
Appeal your assessment if overvalued
Many New Mexico homeowners discover their properties are assessed above market value, triggering excessive tax bills. If your home's assessed value seems inflated compared to recent sales nearby, filing an appeal with Luna County's assessor's office could reduce your burden at no cost.
How Luna County Compares
Median Annual Property Tax
Luna County
0.58%
Effective rate
New Mexico Avg
0.57%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Luna County, New Mexico?
How much are property taxes in Luna County?
How does Luna County compare to the New Mexico average?
What is the median home value in Luna County, New Mexico?
Why is Luna County property tax rate higher than the New Mexico average?
How does Luna County rank for property taxes in New Mexico?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in New Mexico
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.