Charlottesville city Property Taxes
Charlottesville city, Virginia
Effective Tax Rate
0.00%
86.2% above state avgMedian Annual Tax
$0
$304/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.81%
At a Glance
Median Home Value
$448,400
State avg ▲ $278,065
Tax w/ Mortgage/yr
$3,685
$307/mo escrow
Tax w/o Mortgage/yr
$3,585
$299/mo
State Tax Rate Rank
#106
of 133 counties (1 = lowest)
Data Story
About Property Taxes in Charlottesville city, Virginia
Charlottesville taxes well above average
At 0.814%, Charlottesville's effective tax rate exceeds the national median of 0.83%, placing it in the upper half nationally. The median property tax of $3,649 is 36% higher than the national median of $2,690.
Virginia's highest taxing jurisdiction here
Charlottesville's 0.814% rate is the highest among the eight profiled counties and well above Virginia's state average of 0.671%. The city demands substantially more property tax than typical Virginia residents pay.
Far steeper taxes than surrounding areas
Charlottesville's $3,649 median tax dwarfs nearby Caroline ($1,585) and Buena Vista ($1,444), with a median home value of $448,400 that reflects the city's affluence. The city's 0.814% rate is the highest in the entire region.
What your taxes look like here
On Charlottesville's median home value of $448,400, you'd pay approximately $3,649 annually in property taxes. Homeowners with mortgages typically pay $3,685, while those owning outright pay around $3,585.
High taxes demand careful assessment review
With Charlottesville's premium tax rate and high home values, ensuring accurate assessment is critical to controlling your tax bill. Property owners should meticulously compare their assessed value to recent comparable sales and appeal aggressively if overassessed.
How Charlottesville city Compares
Median Annual Property Tax
Charlottesville city
0.81%
Effective rate
Virginia Avg
0.70%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Charlottesville city, Virginia?
How much are property taxes in Charlottesville city?
How does Charlottesville city compare to the Virginia average?
What is the median home value in Charlottesville city, Virginia?
Why is Charlottesville city property tax rate higher than the Virginia average?
How does Charlottesville city rank for property taxes in Virginia?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Virginia
Prince Edward County
0.40%
Bath County
0.40%
Nottoway County
0.42%
Mathews County
0.42%
Amelia County
0.43%
Lunenburg County
0.44%
Buchanan County
0.44%
Craig County
0.46%
Bedford County
0.46%
Campbell County
0.46%
Northumberland County
0.48%
Mecklenburg County
0.49%
Halifax County
0.49%
Augusta County
0.49%
Lancaster County
0.49%
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.