St. Joseph County Property Taxes
St. Joseph County, Michigan
Effective Tax Rate
0.00%
11.2% below state avgMedian Annual Tax
$0
$156/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
1.11%
At a Glance
Median Home Value
$167,600
State avg ▼ $182,224
Tax w/ Mortgage/yr
$1,909
$159/mo escrow
Tax w/o Mortgage/yr
$1,806
$151/mo
State Tax Rate Rank
#38
of 83 counties (1 = lowest)
Similar tax rates
Data Story
About Property Taxes in St. Joseph County, Michigan
St. Joseph taxes below national median
St. Joseph County's effective tax rate of 1.114% is slightly above the national median of 1.0%, placing it at the 45th percentile of U.S. counties. The median property tax bill of $1,867 is $823 below the national median of $2,690 due to lower home values. St. Joseph homeowners pay a near-average percentage of home value in taxes relative to most American communities.
Below-average Michigan tax burden
At 1.114%, St. Joseph County's effective rate falls slightly below Michigan's state average of 1.166%, placing it in the lower-middle tier of Michigan counties by tax burden. The median property tax of $1,867 is $235 less than the state median of $2,102. St. Joseph residents enjoy somewhat lighter property tax pressure than typical Michigan homeowners.
Most affordable in the region
St. Joseph's 1.114% effective rate is lower than Saginaw County (1.571%), Shiawassee County (1.345%), Tuscola County (1.280%), and St. Clair County (1.165%), and comparable to Schoolcraft County (1.091%) and Sanilac County (0.917%). Among the eight-county region, St. Joseph ranks in the bottom three for tax burden. Homebuyers here gain a tax advantage over most surrounding communities.
Median home taxes: $1,867 annually
A typical $167,600 home in St. Joseph County generates roughly $1,867 in annual property taxes at the current effective rate. With mortgage, taxes rise to $1,909; without mortgage, they fall to $1,806. This amounts to approximately $156 per month in property taxes for a median-valued home.
Many homeowners can appeal assessments
Across Michigan, thousands of homeowners discover their properties are overassessed, leading to inflated tax bills. St. Joseph County residents should review their assessment notices and consider filing an appeal if values seem high relative to recent comparable sales. A successful challenge can reduce your tax burden significantly.
How St. Joseph County Compares
Median Annual Property Tax
St. Joseph County
1.11%
Effective rate
Michigan Avg
1.15%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in St. Joseph County, Michigan?
How much are property taxes in St. Joseph County?
How does St. Joseph County compare to the Michigan average?
What is the median home value in St. Joseph County, Michigan?
Is St. Joseph County a low property tax area in Michigan?
How does St. Joseph County rank for property taxes in Michigan?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Michigan
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.